Pros and Cons of Custom Homes Vs Personalized Production Homes

This is part three of our series of articles comparing custom homes to personalized production homes. This article will focus on the pros and cons of custom Vs personalized production homes.

If you are considering the purchase of a new home, you may be trying to decide whether to have a custom home built or buy a personalized production home. There are very distinct differences between the two, so you should spend some time learning the specific details of each before you make a final decision.

Some of the questions you will need to have answered are:

Cost: What is the square foot cost for each type of home?

Time to Build: How long does it take to build each type of home?

Pros/Cons: What are the advantages and disadvantages of each type of home?

Options and Selections: What options and selections will you get to choose?

Warranty: What level of new home warranty should you expect with each type of home?

Touch Points: How much personalized service will you get from each type of builder?

Learning everything you can about the different types of new home selections available will allow you to make a more educated decision about which option is best for you and your family. Please read our series of articles on this topic for more information and answers to all the above questions.

Custom Homes

custom home with mature landscaping


  • You will be able to choose the location of where your home is to be built.
  • You will get to decide the details for every product and feature of the home.
  • Your new home will be unique from every other home.
  • The quality and functionality of the home will meet all your requirements and standards.


  • Custom homes are expensive to build compared to personalized production homes.
    • A custom home builder is not able to buy the supplies needed in bulk, making the materials for the home more expensive.
    • Labor will be more expensive as a custom home has never been built before and many details and problems will have to be worked out during construction.
  • In most cases, you will have to find and purchase your own land to build the home on.
  • Custom homes take significantly longer to build than production homes.
  • You will have the added expense of hiring an architect to design the home or have purchased plans modified, as well as finding a contractor who builds custom homes.
  • A custom home will depreciate faster than a production home.
  • It is difficult to get the home appraised for the total build cost. Thus, most banks will not lend the entire amount needed to build the home requiring a significant down payment from the homebuyer.

Personalized Production Homes

personalized production home exterior


  • You have the flexibility of choosing from a variety of price points.
  • The land comes with the price of the home.
  • Production home builders offer a variety of floor plans to choose from.
  • There are fewer decisions to make which leads to less stress and less hassle.
  • A personalized production home is much less expensive to build than a custom home.
  • A personalized production home can be built much faster than a custom home.
  • A selections coordinator will help you make the best selections for your new home to personalize it to fit your needs.
  • Production homes are priced to meet comparable appraisal values enabling homebuyers to borrow the entire amount of the cost of the home depending on the type of loan chosen.
  • Many production builders offer comprehensive warranties such as the 2-10 Warranty Program that covers the structure for up to 10 years.
  • In many cases, you will have the added benefit of living in a community with access to amenities such as: golf course, clubhouse, fitness center, pool, tennis courts, basketball courts, baseball, volleyball, a park, playground and walking trails.


  • You won’t be able to design every aspect of your new home.
  • You won’t have as much input in how the home is constructed.
  • You won’t have unlimited land options from which to choose.
  • Because production builders build a large number of homes each year, they cannot offer as many touch points with their homebuyers as custom home builders.

The Bottom Line

When considering the pros and cons of custom Vs personalized production homes, the decision is a very personal one and one only you can make. You should take as much time as you need to study all your options, and then will you be able to make the decision that is right for you and your family.

If you find yourself torn about which direction to take, you may want to visit some personalized production home builder locations to get a feel for what they have to offer. If after that you don’t find anything that suits your needs, you can always contact a custom home builder to compare the costs and options they have available.

Edited and posted by

McKee Homes online marketing manager

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36 thoughts on “Pros and Cons of Custom Homes Vs Personalized Production Homes

  1. Wow! I had no idea that having your home built from the ground up gives you options for its appearance and features! My friend plans to own a home that he could convert into a gaming den for him and his friends. I should share this with him so he’d consider opting out for custom home builders!

  2. My cousin has been having a lot of problems getting around his home and he bumps into things all the time. He would really like to get some help from a professional so that he can have a better layout. I liked what you said about how he can choose all of the details he wants and the functionality will meet all of their requirements.

  3. It’s cool that you point out that hiring a custom builder allows you to choose what features you want your home to have. I want the next house I buy to be perfect for me and my family, so I’m considering hiring a custom home builder. I’m going to look for a reputable custom home builder that I can hire.

  4. I like that you mentioned that getting to choose the materials for every feature of the house is an advantage of custom homes. I’d like to have a home inspired by the tree house that my father built for me and my brother when we were kids so I’d like to have a lot of wooden components in my custom home. Perhaps some accents of pine would bring the whole thing together and evoke a certain kind of nostalgia.

  5. It’s interesting that you point out that working with a custom home builder allows you to choose all of the features that you want your house to have. I want to own my dream house soon, so I’m thinking about hiring a custom home builder to make it for me. I’m going to look for a good custom home builder in my area to hire.

  6. It’s awesome that having a new home built for you can offer you to choose the details of your home and make sure your home is unique to you! My neighbors are retiring and want to move so they can have a one built personally for them. I hope they can find a custom home architect to hire soon!

  7. I like that you mentioned that with customer homes, my house will be unique and would still meet the required standard of a constructed home. My fiancé and I recently acquired an empty lot in a good neighborhood where we plan to get a house built for us to settle down. We better find a custom home building contractor soon.

  8. It’s good that you point out that having a custom home built allows you to have a house that is personalized and unique. I want my next house to be my dream home, so I’m considering having a custom one built. I’m going to look for a good custom home builder in my area to hire.

  9. I think the flexibility of many price points is a huge advantage because then it’ll be ready for any budget. I don’t have a huge budget but I need a new home because I have another kid on the way. We want him to be able to have his own room when he gets older so I’ll be sure to look out for that when I’m choosing a house.

  10. I like what you said about getting a custom home since you can choose the price point. My sister has been telling me about how she wants to get a home tailored to her family’s needs. I’ll share this information with her so that she can look into her options for professionals who can help her with this.

  11. It is so interesting that you chose to include the idea that you can choose the location of where your home will be built if you do a custom construction, and I think it is really important. I have a brother who recently was promoted to CFO and he needs to move soon, and he and his wife would like to finally own their own custom home. If I were them I would start searching for options that could benefit them in this new area.

  12. I like that you mention how when you build a custom home you get to choose the location of the house you want to build. My husband and I want to build a new home that better fits our needs. I think we should find some lots for sale in an area where we want to live in.

  13. I love the idea of being able to pick out every detail in your home and where it’s located if you have it custom built. I have always wanted to live in my dream house but I can never find one that fits all of the qualifications. I’ll keep what you said in mind and look into maybe having my dream house built if I can never find an existing house that matches it.

  14. I like what you said about getting a custom home built since you can choose from a variety of price points. My wife and I would like to make sure that our future home has enough space for all of our kids as they grow up. We’ll be sure to look into our options for getting a custom home that can help us with this.

  15. Thanks for mentioning that when you choose a custom home builder, you are able to decide on the details within your new home and make it unique from other homes around it. My wife and I are looking to move into a new home so that we have room for more kids. I will be sure to discuss hiring a home builder near his with her so that we can benefit from designing the home for our future needs.

  16. I like how you mentioned that one of the advantages of building a custom home is that you will get to decide the details for every product and feature of the home. My brother owns bare land and he is saving money to build the house of his dream. I will recommend him to contact a professional so that he can get his house built the way he wants to.

  17. I like the idea that you said that I’ll be able to choose the location of my home if I choose a custom home for my future house. If I were to choose, I’ll hire a builder to make my home once I’ve decided where I should live. I’m still weighing my decisions if I should have my home built in the countryside or the suburban area, so I’ll try to see what my options are for now.

  18. It makes sense that you can decide every detail when buying a custom home. My godfather is looking to buy a new house. He will love the idea of having his dream house constructed.

  19. That’s awesome that you can choose location with custom homes. My family has always had a goal to have a big yard with lots of trees. We’ll have to look into custom home construction further.

  20. I never knew that I’ll be able to choose the location of the home that I will build if I opt for a custom home. In my opinion, I think I should hire a builder to assist me since I want things to look perfect when it’s done. This way, I can be sure that it’s a worthy investment to make.

  21. I like how you mentioned that one of the benefits of building a custom home is that you will get to decide the details for every product and feature of the home. My dad wants to surprise my mom giving her the house of her dreams but he has not found a home that he likes. I will suggest to him to think about building a house from scratch so that they both can choose every detail from it.

  22. I like how you included that you will get to decide the details for every product feature of the home. My sister and her husband were thinking about getting their own home custom built and the wanted to know the benefits. I’ll make sure to pass this information along to them if they decide to get one built.

  23. Thanks for the suggestion to ask what options and selections we’ll get to choose. My husband and I are wanting to build our own home in the near future, but there are certain elements of the home I want to be sure to have input on. Hopefully we can find a great custom home contractor in our area!

  24. I liked that you said that one thing to consider when needing a new home is to have one custom built in order to be able to choose your own price range and to be able to design it the way you would like. I would imagine that this would help you to achieve your dream home at the price point that you are comfortable with paying. I would be sure to consider hiring a professional contractor to help me design and build my dream home so that I can make it exactly the way I want.

  25. It’s nice that you get to decide every feature of a custom home. My grandparents are getting really old and tend to take more falls. Because of this, I think they may want to get a custom home built to better accommodate their needs. Thanks for pointing out the pros and cons of custom homes.

  26. That is a good point that a custom home can be built where you want. Maybe it would be good to get a custom home built sometime soon. Then I would be able to have a home built out in the country.

  27. My husband and I have been saving money for a long time for a house, but we don’t know if we want to buy something or build something unique for ourselves. I love the idea of getting to choose the exact location of my house and having all the features specifically catered to me in my house. It would take a little bit more budgeting, but I think my husband and I can pull off our dream house with some help.

  28. It’s good to know that custom building your home lets you decide every product and feature that your new home will have. My wife and I are looking into our options for new homes, and building one is a possibility for us. We’ll be looking further into the benefits of building a custom home in the future.

  29. I find it awesome that you said that getting a custom home built will help a person get the right quality and room functionality that the homeowner likes. In my opinion, one should find a professional to install several electrical boxes in. Doing this will help create safe outlets to use in order to plug in all appliances and gadgets safely.

  30. Even if you said that building a custom home needs the homeowner to buy the land it will be built on, I find it cool that you said that getting one will fit one’s standards of quality and functionality. This convinced me to tell my sister about getting one as her first home. What qualifications should the builder have to choose them as a partner in making her house dreams come true?

  31. I like how you mentioned that with custom homes, you are able to decide every detail. I’ve also heard that they can be great for the elderly, as you can make a home design without stairs and bathrooms with rails. I’ve been thinking about building myself a custom home, though I haven’t been sure. I’ll keep this article in mind as I continue to research.

  32. This is some really good information about custom homes. I liked what you said about how with a custom built home you get to choose where the home location is. I wouldn’t want my home to be close to the road. So it would be nice to set the foundations location back on the land a little farther.

  33. Thanks so much for this post! I’ve been doing a lot of research on this, and this was a really great read. Keep up the great work on this blog!

  34. Great post! My wife and I are building a new home and have been doing a lot of research on the whole arduous process. It may take a really long time to finish this thing, but in the end I am sure it will be worth it. I like to think of it as an investment in my family more than anything. Thanks again, and keep up the great work on this blog!

    • Sounds like you are building a custom home Caleb. That’s a huge project to take on, especially if you are acting as the contractor. It can also be very rewarding as it is one of the most important things you can do for your family. Good luck with everything and thanks for commenting, John

  35. Very good breakdown of some difficult-to-define pros and cons when weighing your home building options. Thanks for sharing.

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