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McKee Homes Featured in Builder and Developer Magazine

McKee Homes is featured in Homebuilders Prosper with Epcon Franchising, a recent Builder and Developer Magazine article about Epcon Franchise Builders.

According to the Builder and Developer article Another Franchise Builder, Pat McKee, owner of McKee Homes has seen success with Epcon Franchising as well. Since 2007, McKee has been a developer and homebuilder in the Fayetteville, N.C. market.

Most recently he is responsible for developing and building one of Fayetteville’s most successful communities, The Cottages at North Ramsey. He attributes part of its success to being an EpconFranchise Builder. McKee sold close to 100 homes last year and 150 this year, becoming a large regional builder in [the] Fayetteville area.

Epcon is a home building company offering franchises to other builders dedicated to serving the luxury, low-maintenance, ranch-style home niche for consumers looking to downsize from their existing home. Epcon is the 38th largest homebuilder in the nation and is the 19th largest privately-owned homebuilder. Franchise Builders have sold more than 28,000 homes since 1986.

In addition to the Builder and Developer article, McKee Homes has been featured in Epcon articles about their Franchisees and Epcon’s Pathways of Hope Foundation.

How Epcon Franchises Enables Home Builders to Quickly Grow from Niche to Regional Markets features Pat McKee, owner and President of McKee Homes. This article is largely an interview with Pat McKee (see video below) about the advantages of being an Epcon Franchisee. According to the Epcon article Traditional single-family home builder Pat McKee was able to quickly become a large regional builder with assistance from the Epcon homebuilding franchise system.

“Our depth of knowledge is difficult to achieve. Large regional builders often partner with Epcon to develop specific sections within their developments because they recognize that Epcon is the best way to satisfy a particular market niche,” says Rob Krohn, Epcon’s Franchise Marketing Manager.

On the move and moving up: Epcon Communities Franchisee Pat McKee gives back to NC residents by Nanette Overly covers McKee Homes’ commitment to giving back to the community, especially as it relates to their work with the Alzheimer’s Association® through the Joe McKee Memorial Alzheimer’s Fund and sponsorship of the Fayetteville Walk to End Alzheimer’s. From 2011 to 2016, McKee Homes has donated approximately $135,000 to the Alzheimer’s Association® through the Joe McKee Memorial Alzheimer’s Fund.

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McKee Homes Epcon Communities

McKee Homes is currently developing over 20 communities in Eastern North Carolina, three of which are Epcon communities.

What’s an Epcon community? Epcon is a home building company offering franchises to other builders dedicated to serving the luxury, low-maintenance, ranch-style home niche for consumers looking to downsize from their existing home. The homes are specially designed with high-end features and options and built with 36″ wide doorways inside the house and easy access with no stairs between the inside and outside areas. With an Epcon home, homebuyers know they can live in the home into retirement without having to make any modifications to their home.

The Salerno floor plan

McKee Homes offers Epcon homes in The Cottages at North Ramsey in Fayetteville with all exterior home and yard maintenance taken care of by the HOA. It’s an ideal situation for busy professionals, military families and retirees who don’t want spend their free time maintaining their home’s exterior and yard.

We also offer Epcon homes in The Cottages at Carriage Creek and Carriage Glen in Anderson Creek Club where landscaping and yard maintenance is taken care of by the neighborhood association. With all the luxury amenities of a golf club community available there, it’s a real benefit to homeowners not to have to spend their weekends maintaining their yards.

Epcon Communities Franchising Inc. (Epcon) celebrates two important milestones in 2016: 20 years of franchising anchored on a rock-solid foundation of 30 years of homebuilding experience.

“Over the past 30 years, we’ve mastered the concept of low-maintenance, lifestyle housing down to a science,” says Tim Rini, Vice President of Franchising, “Population demographics indicate that we’re just now at the tip of the iceberg in terms of demand. As we celebrate these important milestones in Epcon’s history, we’re ready to meet this underserved market with fast-to-market, winning home solutions for our Franchise Builders.”

Since this article was first published, McKee Homes has opened two new Epcon home neighborhoods. Evergreen at Flowers Plantation in Clayton, NC and Eagle Point at Mid South Club in Southern Pines.

Read more about Epcon

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Community Involvement Near Raleigh, NC

McKee Homes doesn’t only focus on Raleigh homes for sale, we view ourselves as community developers, too. Our founder, Pat McKee, founded the business on a passion for building affordable, quality homes in North Carolina. Besides building energy-efficient homes with custom options in Eastern North Carolina including Fayetteville, Fort Bragg, Pinehurst, Raleigh, and Wilmington, we actively support projects with several organizations in our community, particularly those close to our company’s values.

Raleigh Walk to End Alzheimer's

The Raleigh Walk to End Alzheimer’s.

From 2011-2013, McKee Homes was the presenting sponsor for the Fayetteville Walk to End Alzheimer’s and made a commitment in 2014 to be the Chapter Wide Presenting Sponsor for all of the Walk to End Alzheimer’s in Eastern North Carolina including Raleigh, NC.

North Carolina Military Appreciation Baseball Game

McKee Homes has previously sponsored an NC State military appreciation baseball game that took place at Doak Field, Dail Park. Among the service men and women from North Carolina, numerous military groups represented different bases, including Special Airmen from Pope Air Force Base and the Wounded Warrior Project. The day includes fun pregame activities in the open space between Dail Park and Doak Field as well as Lee Dormitory which was named in honor of North Carolina’s most famous alumni, Gen. William C. Lee, who was also Father of the U.S. Airborne Division.

The state has military roots that date back to 1887. Over the years, North Carolina has produced more generals and admirals than any other state, so we feel passionate about supporting our service men and women.

McKee Owners Are Hands-On in the Community

McKee owner, Julie Russo, doesn’t only manage Raleigh homes for sale, but is actively involved in our community, particularly through her volunteer work at some of the schools in Wake County and Raleigh.

With over 20 years spent as an elementary teacher and math coach in Nash Rocky Mount Schools and Wake County, Julie has developed the tools to be able to understand and give back to our community’s children. Julie still visits classrooms in Wake County and has plans to begin work with Knightdale Elementary School.

Julie enjoys nothing more than bringing her two passions together: helping McKee Homes build a strong education-business relationship and teaching elementary school. To find out more about Julies’ work, visit structuresofequality.com

If you are interested in Raleigh homes for sale and getting involved in the local community, please contact McKee homes to get more information.

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Local Events Happening in Raleigh, NC

If you are looking at new construction in Raleigh NC and are interested in learning about local events in the Raleigh, NC area, this article will help get you started. There’s plenty to do in and around Raleigh North Carolina; here’s just a few of the exciting October events. There’s always something to do for all ages and tastes.

Zinda

Looking for a late night experience like no other while you’re in town looking for new homes in Raleigh, NC? Check out Zinda between 10PM and 2AM. Starting in October, the venue will be hosting DJs that are more than happy to mix things up. There’s no one style of beats, but rather a lineup of talent that will keep you guessing what’s next. From hip-hop mash-ups to the latest Top 40 tracks, you’ll get a taste of everything here. DJs mix it up every Friday and Saturday and there are some great drinks specials offered.

Durham World Beer Festival

The beer festival will take place in Downtown Raleigh on October 10th between 12PM – 8PM. Hosted at the Durham Bulls Athletic Park, this is the festival’s 20th year running and promised to be the best yet.

Food Truck Rodeo

If you’re more of a foodie looking for adventure, be sure to check out the Food Truck Rodeo in Downtown Raleigh, NC on October 11th, from 1PM – 6PM. Food lovers can indulge in an array of delectable treats served inan over-half-a-mile long line of food trucks.

Live Music

For live entertainment, head over to The Oxford every Friday and Saturday night between 10PM and 1AM. All the favorite local bands are on the line up and you can enjoy some top notch food and drinks, minus a cover charge. For a seriously relaxing end to the week, kick back and listen to the best bands in town, including Four Founders, Redline, Scarlet, Restless, Skinny Bag o’ Sugar and Rockzilla.

Halloween

Raleigh, North Carolina loves a good Halloween holiday. There’s plenty going on, but we have to recommend the most exclusive masquerade ball at Common 414. There’s set to be a 3 Ring Circus, plenty of live entertainment, acrobats, jugglers and more.

For family fun, be sure to get to the pumpkin carving party in Art Alley on October 29th starting at 5:30pm. Take along your own pumpkin, pay the $4 entrance fee and the organizers will provide carving tools, decorations and inspiration for the best jack-o-lanterns in town.

Thanksgiving is Just around the Corner

Grab the kids and get into the spirit of Thanksgiving at the A Charlie Brown Thanksgiving Party on November 21st starting at 10am at the Arts Council.Get your last minute Thanksgiving errands done while the kids relax and make holiday crafts to take home. Stick around for the show complete with pretzels, buttered toast and popcorn. The cost is $13 per child and includes craft supplies.

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McKee Homes Partners with Helping A Hero

McKee Homes Partners with Helping A Hero to Build Home for Wounded Army Veteran SGT (Ret) Jonathan Rivenbark

dedication ceremony

Residents of the Legacy Lakes community in Aberdeen, NC, welcomed new neighbors on Tuesday, August 18, when SGT (Ret) Jonathan Rivenbark and his wife moved into their new home. Built by McKee Homes and provided to the Rivenbark family with only a $50,000 mortgage, the home is part of the Helping A Hero program which works with builders, suppliers, landowners and communities nationwide to provide homes for disabled veterans. The Rivenbark residence features wider door openings and hallways, lower counters in the kitchen and bathrooms, zero-threshold entries at showers and exterior doors, and a sidewalk surrounding the home to better accommodate SGT (Ret) Rivenbark’s disabilities and wheelchair.

“We were delighted to be a part of this worthy effort to provide for our nation’s veterans in a manner that honors their service, supports their families, accommodates their continued recovery and assures their independence,” said Pat McKee, president of McKee Homes. Each Helping A Hero home is provided with a minimal mortgage in planned communities where veterans receive ongoing support from neighbors, home owners associations, and other nearby service and veterans organizations. McKee Homes has previously built three adaptive homes for military veterans, though this is the first time we have partnered with Helping A Hero.

McKee Homes contributed $50,000 toward the price of the home through its Joe McKee Memorial Alzheimer’s Fund. They also coordinated well over $200,000 in contributions of labor, material or both from building suppliers and vendors eager to support the project. Developer Mountain Real Estate Capital donated the lot at Legacy Lakes, near Pinehurst. The Dedication Ceremony at which SGT (Ret) Rivenbark and his wife, Yulia, assumed ownership of their home drew a crowd of neighbors, friends and dignitaries, including Lt. Governor Dan Forest and Congresswoman Renee Ellmers.

Cost of Custom Homes Vs Personalized Production Homes

If you are considering the purchase of a new home, you may be trying to decide whether to buy a custom home or a personalized production home. There are very distinct differences between a custom home and a production home; therefore, you should spend some time learning the specific details of each before you make any decisions. Some of the questions you will need to have answered are:

Cost: What is the square foot cost for each type of home?

Time to Build: How long does it take to build each type of home?

Pros/Cons: What are the advantages and disadvantages of each type of home?

Options and Selections: What options and selections will you get to choose?

Warranty: What level of new home warranty should you expect with each type of home?

Touch Points: How much personalized service will you get from each type of builder?

Learning everything you can about the different types of new homes selections available will allow you to make a more educated decision about which option is best for you and your family.

This article will focus on cost of custom homes vs personalized production homes. Please read our series of articles on this topic for more information and answers to the above questions.

Cost of Custom Homes

When building a custom home, you generally acquire your own land, design your own floorplan (or have it designed) and submit it to the builder. Additionally, you will be directly involved in the planning and development of every aspect of your new home.

It’s extremely hard to determine the cost per square foot for a custom home because there are so many variables. But as a general rule, a custom-built home will cost you twice as much as a personalized production home will. And the land cost is usually not included in that figure. You can expect the cost of a new home to average between $200 and $400 per square foot.

Hiring an architect to design a custom home will generally cost between 2-15 percent of the total construction costs, however the architect, or a representative from their firm, will usually oversee the project to make sure everything is done correctly.

It is possible to buy home plans online for less than $2,000 but it’s a good idea to pay an architect an hourly fee to review the plans before using them make sure they will work on your building site and meet the local planning and building department codes.

You will also need to pay for a building permit for your home which can add several thousand to tens of thousands of dollars to the building costs depending on the region where you are building. Most custom home builders will include this cost in their contract, but it’s important to verify this to avoid unexpected costs for your project.

Additionally, custom homes often cost more to build than the final appraisal amount, requiring a significant cash down payment by the homebuyer in order to procure a mortgage on the home.

Cost of Personalized Production Homes

When having a personalized production home built, it’s customary for the home and land to be offered as a package deal. You will have the ability to choose from a variety of home floorplans and new home options; therefore, with a personalized production home, you will still have the opportunity to customize your home to a certain extent.

A personalized production home is a great option for those who want to customize their new home but don’t want the expense of having a custom home built. Or spending the time and hassle of trying to find just the right piece of land, at the right price, in a convenient location.

Just like a custom-built home, the cost per square foot for a personalized production home can vary widely depending on the home’s variables. However, with a production home, you won’t be paying separate costs for the land and for the home. The average cost per square foot of a production home can range between $75 and $115 or more depending on the builder, the location and the quality of materials being used.

Production homes builders offer a variety of floor plans to choose from, so there is no additional cost for plans or architects. All of the floor plans have been built many times before so there won’t be any surprises or design problems as often happens with custom homes. Production builders have their floor plans modified to meet building codes for each region and neighborhood they build in, so all of the planning has been taken care of in advance. The building permit and all fees are paid by the builder and included in the cost of the home.

Additionally, production homes are priced to meet comparable homes in the area and therefore generally appraise at or above the offered price.

The Bottom Line

The decision about whether to buy a custom home or a personalized production home is a very personal one and one only you can make. You should take as much time as you need to study all your options, and then will you be able to make the decision that is right for you and your family.

If you find yourself torn about which direction to take, you may want to visit some personalized production home builder locations to get a feel for what they have to offer. If after that you don’t find anything that suits your needs, you can always contact a custom home builder to compare the costs and options they have available.

Buying a Home – New vs. Preowned

Is it better to buy a pre-owned (resale) home or a new home? There are pros and cons to think about with both purchases. Buying a newly built home is like buying a cupcake with frosting on it. With a new home, you know exactly what you are getting under the frosting. On the other hand, a resale home could be that same cupcake with frosting or it could possibly be something much less desirable dressed up to look like a cupcake. It’s up to each homebuyer to decide which to choose, but personally, I want the cupcake with frosting.

If a homebuyer chooses to purchase a new home, they have more options to choose from and a question to ask themselves: “am I ready to embrace my creative side?” If the answer is yes, they can start from the ground up and pick a lot, floorplan, features and options in the neighborhood where they would most like their new home built. Builders have lined up all the contractors, picked out great locations and have the design coordinator on standby. Also, many creative types have already developed a ‘baby book’ to chart the process of building their new home and nobody judges them. Everyone loves a baby, just sayin’.

If a homebuyer is not channeling their ‘creative animal’ at the point of purchase, or needs to move sooner than a new home can be built for them, they can buy a new home that is already built, sometimes referred to as “move-in ready.” There are some move-in ready homes that can still be personalized depending on the builder and buyer’s prerogative.

With a resale home, someone has already made the creative decisions for the buyer. Before a mortgage can be secured for the home, the buyer will need to get a termite inspection and the entire home will need to be inspected by a qualified home inspector. Any problems found by the home inspector will need to be repaired before the buyer closes. If the home has a septic system, the septic system will need to be inspected and tested by a qualified professional and the tank may need to be pumped.

Most buyers want to personalize a home once they buy it and fix or upgrade anything they don’t like about the home. Resale homes often need much more maintenance than a new home, so the homebuyers need to be prepared to spend several fun-filled weekends engaged in DIY projects or spend additional money to hire a contractor, have strangers in their home and be a temporary construction manager in order to get the home the way they want it. Resale home buyers should get cost estimates on any work they want done before purchasing the home to make sure their budget will allow for the improvements and maintenance of the home.

What about the money? Most people assume they will pay less for a resale home over a new home, however in the long run, that is often not the case.

With new construction the homebuyer controls the costs by choosing the plan, the features, the upgrades and the location or subdivision they have their home built in.   The new homebuyer will also have all the latest and greatest energy efficient building materials such as windows, appliances, insulation and heat and cooling systems. In the long run, the new homebuyer will save money every month because of the home’s efficiency. Another money-saving benefit of purchasing a new home is the new home warranty. Some builders even include an additional warranty in the purchase cost of the home that goes beyond a traditional new home warranty. 2-10 Home Buyers Warranty is an example of such a warranty. McKee Homes includes a full 2-10 warranty with all new homes, which covers the home’s systems for two years and the structure for a full 10 years.

In the end, it is up to each homebuyer to decide what is best for them. With new homes they get more input into having the home built the way they want it, they don’t have to spend every weekend doing projects and maintenance, they can rest easy knowing the home is covered by a new home warranty and they save money on energy costs every month. With a resale home, the initial cost may be lower, but until they purchase the home, they really don’t know for sure what’s under that frosting.

Press Conference with Lt. Gov. Dan Forest at McKee Homes Design Center

The new McKee Homes design center in downtown Fayetteville, NC will be the location of a press conference on Wednesday, Feb. 19 at 10:30 AM for the HelpingaHero.org Home for a Wounded Warrior program.

Lieutenant Governor Dan Forest and Miss North Carolina Olivia Olvera will join several wounded warriors, along with Pat McKee and Julie Russo of McKee Homes, to post the first poster opening the nominations for this special Legacy Lakes Home Project.

HelpingaHero.org will open nominations for a North Carolina home to be awarded to a wounded warrior injured during his/her service in Iraq or Afghanistan. Nominations will be open through March 31, 2014 and the home will be awarded in May 2014 at the HelpingaHero.org Warrior Dinner, details to be released in March 2014.

The home will be built by McKee Homes in the Legacy Lakes Community in Aberdeen, NC. The design of the home will be determined once the hero is selected so all of the physical adaptation needs of the wounded warrior can be met. The groundbreaking for the new home will be held during PGA week in June.

This will be the 5th home Texas based HelpingaHero.org has awarded in North Carolina and the second home built in partnership with the Legacy Lakes developer team. Legacy Lakes has generously donated the homesite for this home and is owned by Mountain Real Estate Capital in Charlotte and developed by LStar Management located in Raleigh.

McKee Homes has a history of building homes for Active and Retired Military Veterans, including building several adapted homes for Veterans in the region. Since its inception in 2010, McKee Homes has grown into one of the Ft Bragg area’s largest and most respected New Home Builders. Pat McKee, President says “Our focus is on attention to detail and service. We build quality affordable homes in the area’s most desirable neighborhoods. We have recently expanded into the Raleigh, Wilmington and Southern Pines areas. It is an honor for us to partner with Helping a Hero to build this adaptive home in our newest community, Legacy Lakes in Aberdeen, NC.”

Community Involvement: Fayetteville Ladies Power Lunch

Julie Russo at the Fayetteville Ladies Power LunchEvery month, ladies in the area gather for the Fayetteville Ladies Power Lunch.  This event features a keynote speaker as well as lunch and a little shopping.

This organization focuses on empowering businesswomen in Fayetteville. It also supports the mothers of children with special needs and charitable organizations that help children with special needs.

There are 14 women who serve on the advisory committee, including our very own Julie Russo, director of sales and marketing.  Julie decided to join the advisory committee after attending just one luncheon.

“This is my first experience with anything like this. I hope to network with and support other female Fayetteville professionals,” Julie said.

The next Ladies Power Lunch is on Thurs., March 14.  The keynote speaker will be Deb Doughty, a business and image coach/facilitator at P3 Group, Inc.

For more information about the Fayetteville Ladies Power Lunch, please visit www.fayettevilleladiespowerlunch.com.

McKee Homes Buyer Process

The McKee Homes new home buying process is divided into two categories:

  • Prebuilt Homes: new homes in Fayetteville, Fort Bragg, and surrounding areas that are finished and currently on the market for sale.
  • Pre-sale Homes: pre-sale agreements allow the buyer to pick which lot and floor plan they want as well as make upgrade and interior/exterior finish options before the house is built.

Initial Steps

  1. Pre-qualifying – your lender can evaluate your loan application and credit report and provide you with a pre-qualification letter that you can share with your real estate agent as you search for your property. If you haven’t chosen a lender yet, McKee Homes can recommend our preferred lender.
  2. Realtor Contracts – If you have a buyer’s agent you will have already signed initial contracts with the realtor such as Working with Real Estate Agents and Buyers Agency Agreement. If you are contacting McKee Homes, or one of our sales agents, without a buyer’s agent, our sales agent will provide the necessary contracts for dual agency and will represent the buyer and the seller.

Prebuilt Home Buying Process

  1. Offer to Purchase contract is signed by buyer and seller with agreed upon price, terms and conditions, and specified closing date. Once the OTP is signed, inspection and due diligence time periods begin. Due diligence and earnest money submitted with contract.
  2. Due Diligence Period and buyer agent inspections,if any, are conducted. Any issues that need to be addressed before closing and the owner takes possession of the house are given to McKee Homes.
  3. Start Loan Process with Lender
    1. Your loan officer will help you choose a loan product, and will lock-in the current interest rate for that particular product.
    2. Your lender will provide you with certain disclosures about your loan, such as the good faith estimate and the truth in lending disclosure, and other forms for you to review and sign.
    3. Should you decide to proceed with your mortgage financing, you will sign forms authorizing your mortgage lender to verify your information such as employment, account balances, rental payment history, and other credit references.
    4. You will pay for your credit report and property appraisal.
  4. Finalize loan process
    1. Your lender will verify the information on your application, including your current and previous employment, income, bank accounts, rental payment history and other credit references.
    2. A mortgage loan coordinator will be assigned to assist with the processing of your loan and will be your main contact during this phase.
    3. Your credit report and appraisal will be ordered, and the verification request forms will be sent. It may take some time for your lender to receive these completed items.
    4. You may be requested to provide documentation not collected at application.
    5. You will be notified in writing of the final decision on your loan. During this time, you should choose the settlement agent or attorney who will handle your loan closing. You should also make arrangements to obtain your homeowner’s hazard insurance policy.
  5. Final Walkthrough with buyer, realtor and contractor should be scheduled for the day before closing to ensure that the home is ready for buyer move-in.
  6. Closing
    1. Prior to closing, your settlement agent or attorney will notify you of the amount of money/funds you will need to bring to closing; you will need to bring these funds in the form of a cashier’s or certified check (personal checks are not acceptable).
    2. Closing usually takes place in the office of the settlement agent or attorney, where they will review and explain all of the closing documents before you sign them.
    3. Upon closing, you will receive copies of the closing documents and the keys to your new home – Congratulations, you’re a homeowner!
  7. Move in can occur as soon as the attorney records the deed.
  8. Pre-Sale Home Buying Process
  9. Choose Lot and Floor Plan with your agent and a McKee Homes representative.
  10. Offer to Purchase (OTP) contract is signed by buyer and seller with agreed upon price, terms and conditions, and specified closing date. Once the OTP is signed, inspection and due diligence time periods begin. Due diligence and earnest money submitted with contract.
  11. Start Loan Process with Lender
    1. Your loan officer will help you choose a loan product, and will lock-in the current interest rate for that particular product.
    2. Your lender will provide you with certain disclosures about your loan, such as the good faith estimate and the truth in lending disclosure, and other forms for you to review and sign.
    3. Should you decide to proceed with your mortgage financing, you will sign forms authorizing your mortgage lender to verify your information such as employment, account balances, rental payment history, and other credit references
    4. You will pay for your credit report and property appraisal.
  12. Turnover Meeting with contractor to review floor plan, upgrades, and options.
  13. Selection Process of exterior and interior finishes.
  14. Permits for the home constructionare taken out by McKee Homes.
  15. Due Diligence or preconstruction period.
  16. Home Construction Begins.
  17. Pre-drywall Walkthrough and Inspection with buyer and McKee Homes representative.
  18.  Finish Walkthrough with buyer and McKee Homes representative.
  19.  Final Inspection by local building department.
  20.  Punch List of any work that needs to be done before closing is submitted to McKee Homes.
  21.  Finalize Loan Process
    1. Your lender will verify the information on your application, including your current and previous employment, income, bank accounts, rental payment history and other credit references.
    2. A mortgage loan coordinator will be assigned to assist with the processing of your loan and will be your main contact during this phase.
    3. Your credit report and appraisal will be ordered, and the verification request forms will be sent. It may take some time for your lender to receive these completed items.
    4. You may be requested to provide documentation not collected at application.
    5. You will be notified in writing of the final decision on your loan. During this time, you should choose the settlement agent or attorney who will handle your loan closing. You should also make arrangements to obtain your homeowner’s hazard insurance policy.
  22.  Final walkthrough with buyer, realtor and contractor should be scheduled for the day before closing to ensure that the home is ready for buyer move-in.
  23.  Closing
    1. Prior to closing, your settlement agent or attorney will notify you of the amount of money/funds you will need to bring to closing; you will need to bring these funds in the form of a cashier’s or certified check (personal checks are not acceptable).
    2. Closing usually takes place in the office of the settlement agent or attorney, where they will review and explain all of the closing documents before you sign them.
    3. Upon closing, you will receive copies of the closing documents and the keys to your new home – Congratulations, you’re a homeowner!
  24.  Move in can occur as soon as the attorney records the deed.