New Home Loans Through Vision Lending Services

New Home Loans Through Vision Lending Services

Vision Lending Services offers conventional, government and specialty new home loans delivered with a consistently positive customer experience for homebuyers.

New Home Loans

In the current real estate market, being able to quickly get prequalified and know you can obtain a mortgage by a certain date can be the difference between owning a new home or missing out on the home of your dreams.

It’s also crucial to know you are getting the best deal possible and are working with a mortgage company that can deliver the best rate and keeps the process moving so you can close on time.

Vision Lending Services was created to do all that and more for McKee Homes’ homebuyers. The Vision Lending team is available seven days a week and makes sure that every step of the home buying process is simple, easy to understand and as transparent as possible.

Types of New Home Loans

The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan.

Vision Lending Services Loan Programs

Conventional Loans

  • Conventional Home Loans are available for qualifying borrowers with good credit, low debt-to-income ratio, and varying sizes of down payments.
  • Fannie Mae HomeReady® provides a low down payment mortgage with cancellable mortgage insurance once home equity reaches 20%.
  • Freddie Mac Home Possible® is a 3-5% down payment mortgage with flexible down payment sources and cancellable mortgage insurance.

Government Loans

  • FHA Loansare a government-backed mortgage insured by the Federal Housing Administration (FHA), so borrowers can secure a reasonable interest rate with a lower down payment.
  • VA Loans allow Active Duty Military, Reservists, National Guard, Veterans, and Eligible Surviving Spouses to secure mortgage financing, often with no money down.
  • USDA Loans are guaranteed by the United States Department of Agriculture. They are available with no down payment and the option to finance the 1% funding fee and other closing costs.

Vision Lending Services

Vision Lending Services is a joint venture partnership between McKee Homes and CMG Financial designed to deliver a consistent customer experience and offer a variety of products to appeal to more homebuyers.

In an interview by Chris George, CEO of CMG Financial with Pat McKee, owner of McKee Homes, published on RISMedia, Pat McKee states, “Unlike other partnerships, a joint venture is an extension of your own team. When you’ve got multiple preferred lenders all of a sudden, they’re not preferred anymore. There’s no consistent customer experience, and you lose the benefits you get from having a single partner.  When you’ve formed a joint venture, both entities have an equal vested interest in its success.

Our joint venture, Vision Lending Services, started with several McKee Homes employees who had been working locally with CMG Financial employees. We’d trusted them as our mortgage lender for about 10 years—almost since the day we started our business. It was amazing to see how quickly everybody got on board with the joint venture…and how quickly we started converting customers to Vision Lending Services.”

To see the full interview, visit www.cmgfi.com/jv-partners/mckeehomes-chat.

Vision Lending Services’ main office is in Raleigh, NC and is an equal opportunity lender, NMLS# 1934046.

More Info

For more information about McKee Homes and Vision Lending Services, please visit ourNew Home Financing web page or give us a call at 910-672-7296.

The post New Home Loans Through Vision Lending Services appeared first on McKee Homes Blog.


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From the McKee Family to yours, have a safe and happy thanksgiving! 🦃
Why it’s time to BUY! Mortgage rates drop by largest amount in 41 years 🏡

AND McKee Homes is offering a 4.125% low rate on select quick move in homes across the Triangle, Wilmington, Fayetteville, & Pinehurst areas!

Mortgage rates plunged by nearly a half-percent this week, marking the largest week-over-week decline since November 1981!
We’re excited to announce that Palmer’s Preserve at Mid South Club is NOW SELLING

Mid South Club is a private, gated, country club style community nestled in Southern Pines, just minutes from Pinehurst. This upscale community features a newly remodeled clubhouse, pool, tennis courts, driving range, and a beautifully designed golf course … making this a MUST SEE community!

Don't miss out on these exclusive new home opportunities, book a tour at your convenience before they're gone!
The Moore County Walk to End Alzheimer’s is TOMORROW! Join Team McKee in the fight against Alz 💜

Register for your local walk | Make a donation | Support your community

Shoutout to these wonderful Corporate and Regional partners for helping the Alzheimer’s Association reach their vision of a World Without Alzheimer’s. 

Corporate Partners:
- Coldwell Banker Sea Coast Advantage 
- Eastman Development
- Tryon Title 
- Allied Concrete and Masonry
- Thomas-Fenner-Woods Agency 
- Builders Wholesale Flooring & Cabinets
- ONeil Interactive
- Blind Ambitions 
- Able & Co
- Mutual of Omaha
- Opendoor
- First Capital Investments
- Markraft Cabinets
- Vision Lending Services
- JamesHardie Siding & Trim
- Fuller Land & Development 
- The CHE Companies
- USA Dreamstone
- Hutchens Law Firm
- A-1 Landscaping and Lot Clearing
- Tatum Insulation
- Odyssey Mechanical 
- Anewgo
- Gavin’s Home Improvement 
- Colonial Materials 
- Duncan Parnell 

Moore County Regional Partners:
- Sunny Side Up
- Wells Fargo Home Mortgage 
- James Lee Plumbing
- CPI Security 
- Aurora Hills Farm Landscaping

Together, we can end Alzheimer’s 💜
The Wilmington Walk to End Alzheimer’s is TOMORROW! Join Team McKee in the fight against Alz 💜

Register for your local walk | Make a donation | Support your community

www.mckeehomesnc.com/community-embrace

Shoutout to these wonderful Corporate and Regional partners for helping the Alzheimer’s Association reach their vision of a World Without Alzheimer’s. 

Corporate Partners:
- Coldwell Banker Sea Coast Advantage 
- Eastman Development
- Tryon Title 
- Allied Concrete and Masonry
- Thomas-Fenner-Woods Agency 
- Builders Wholesale Flooring & Cabinets
- ONeil Interactive
- Blind Ambitions 
- Able & Co
- Mutual of Omaha
- Opendoor
- First Capital Investments
- Markraft Cabinets
- Vision Lending Services
- JamesHardie Siding & Trim
- Fuller Land & Development 
- The CHE Companies
- USA Dreamstone
- Hutchens Law Firm
- A-1 Landscaping and Lot Clearing
- Tatum Insulation
- Odyssey Mechanical 
- Anewgo
- Gavin’s Home Improvement 
- Colonial Materials 
- Duncan Parnell 

Wilmington Regional Partners:
- Timeless Properties Construction 
- Redbox+ Dumpters
- Progress Lighting 
- Hidalgo’s Masonry & Concrete
- H2H Blinds
- Lighthouse Electric 
- Wells Fargo Home Mortgage

Together, we can end Alzheimer’s 💜
The Fayetteville Walk to End Alzheimer’s is this Saturday! Join Team McKee in the fight against Alz 💜

Register for your local walk | Make a donation | Support your community

Shoutout to our wonderful Corporate and Regional partners for helping the Alzheimer’s Association reach their vision of a World Without Alzheimer’s. 

Corporate Partners:
- Coldwell Banker Sea Coast Advantage 
- Eastman Development
- Tryon Title 
- Allied Concrete and Masonry
- Thomas-Fenner-Woods Agency 
- Builders Wholesale Flooring & Cabinets
- ONeil Interactive
- Blind Ambitions 
- Able & Co
- Mutual of Omaha
- Opendoor
- First Capital Investments
- Markraft Cabinets
- Vision Lending Services
- JamesHardie Siding & Trim
- Fuller Land & Development 
- The CHE Companies
- USA Dreamstone
- Hutchens Law Firm
- A-1 Landscaping and Lot Clearing
- Tatum Insulation
- Odyssey Mechanical 
- Anewgo
- Gavin’s Home Improvement 
- Colonial Materials 
- Duncan Parnell 

Triangle Regional Partners
- Sunny Side Up
- Wells Fargo Home Mortgage
- James Lee Plumbing
- Aurora Hills Farm Landscaping

Together, we can end Alzheimer’s 💜
Thank you to everyone that came out to support the Triangle Walk to End Alzheimer’s 💜

Don’t forget to join Team McKee at the upcoming regional walks below ⬇️
 ▪️Fayetteville - Oct. 29th
 ▪️Wilmington - Nov. 5th
 ▪️Moore County - Nov. 12th

Together, we can end Alzheimer’s! Visit the link in our bio to register and donate 💜
This is the last weekend of the Parade of Homes! 🏘️

Stop by and take an AWARD-WINNING tour of our Promenade model home in our HighRidge community, TODAY - Sunday from 12pm - 5pm!

McKee Homes was excited to take home GOLD in this year’s Parade 🏆 Congratulations to Team McKee for such an amazing accomplishment 

Check out our beautiful Epcon collection of single-family floorplans, nestled in a quiet country setting just minutes from downtown Fuquay-Varina
The Triangle Walk to End Alzheimer’s is this Saturday! Join Team McKee in the fight against Alz 💜

Register for your local walk | Make a donation | Support your community

Shoutout to our wonderful Corporate and Regional partners for helping the Alzheimer’s Association reach their vision of a World Without Alzheimer’s. 

Corporate Partners:
- Coldwell Banker Sea Coast Advantage 
- Eastman Development
- Tryon Title 
- Allied Concrete and Masonry
- Thomas-Fenner-Woods Agency 
- Builders Wholesale Flooring & Cabinets
- ONeil Interactive
- Blind Ambitions 
- Able & Co
- Mutual of Omaha
- Opendoor
- First Capital Investments
- Markraft Cabinets
- Vision Lending Services
- JamesHardie Siding & Trim
- Fuller Land & Development 
- The CHE Companies
- USA Dreamstone
- Hutchens Law Firm
- A-1 Landscaping and Lot Clearing
- Tatum Insulation
- Odyssey Mechanical 
- Anewgo
- Gavin’s Home Improvement 
- Colonial Materials 
- Duncan Parnell 

Triangle Regional Partners
- Ameris Bank 
- MIKA Management Solutions

Together, we can end Alzheimer’s 💜
Stop by our HighRidge community for a Parade of Homes tour this afternoon .. or the next TWO weekends! 🏠

McKee Homes is exited to be participating in this years parade, and we can't wait to see you there!

 ▪️TODAY, Oct. 2nd
 ▪️ & Oct. 7-9, 14-16
 ▪️ 12pm-5pm
 ▪️Visit the link in our bio for more info & directions 

HighRidge is in a quiet country setting just minutes from downtown Fuquay Varina, and features our beautiful Epcon collection of single-family floorplans, including this Promenade!