New Home Loans Through Vision Lending Services

Vision Lending Services offers conventional, government and specialty new home loans delivered with a consistently positive customer experience for homebuyers.

New Home Loans

In the current real estate market, being able to quickly get prequalified and know you can obtain a mortgage by a certain date can be the difference between owning a new home or missing out on the home of your dreams.

It’s also crucial to know you are getting the best deal possible and are working with a mortgage company that can deliver the best rate and keeps the process moving so you can close on time.

Vision Lending Services was created to do all that and more for McKee Homes’ homebuyers. The Vision Lending team is available seven days a week and makes sure that every step of the home buying process is simple, easy to understand and as transparent as possible.

Types of New Home Loans

The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan.

Vision Lending Services Loan Programs

Conventional Loans

  • Conventional Home Loans are available for qualifying borrowers with good credit, low debt-to-income ratio, and varying sizes of down payments.
  • Fannie Mae HomeReady® provides a low down payment mortgage with cancellable mortgage insurance once home equity reaches 20%.
  • Freddie Mac Home Possible® is a 3-5% down payment mortgage with flexible down payment sources and cancellable mortgage insurance.

Government Loans

  • FHA Loansare a government-backed mortgage insured by the Federal Housing Administration (FHA), so borrowers can secure a reasonable interest rate with a lower down payment.
  • VA Loans allow Active Duty Military, Reservists, National Guard, Veterans, and Eligible Surviving Spouses to secure mortgage financing, often with no money down.
  • USDA Loans are guaranteed by the United States Department of Agriculture. They are available with no down payment and the option to finance the 1% funding fee and other closing costs.

Vision Lending Services

Vision Lending Services is a joint venture partnership between McKee Homes and CMG Financial designed to deliver a consistent customer experience and offer a variety of products to appeal to more homebuyers.

In an interview by Chris George, CEO of CMG Financial with Pat McKee, owner of McKee Homes, published on RISMedia, Pat McKee states, “Unlike other partnerships, a joint venture is an extension of your own team. When you’ve got multiple preferred lenders all of a sudden, they’re not preferred anymore. There’s no consistent customer experience, and you lose the benefits you get from having a single partner.  When you’ve formed a joint venture, both entities have an equal vested interest in its success.

Our joint venture, Vision Lending Services, started with several McKee Homes employees who had been working locally with CMG Financial employees. We’d trusted them as our mortgage lender for about 10 years—almost since the day we started our business. It was amazing to see how quickly everybody got on board with the joint venture…and how quickly we started converting customers to Vision Lending Services.”

To see the full interview, visit www.cmgfi.com/jv-partners/mckeehomes-chat.

Vision Lending Services’ main office is in Raleigh, NC and is an equal opportunity lender, NMLS# 1934046.

More Info

For more information about McKee Homes and Vision Lending Services, please visit ourNew Home Financing web page or give us a call at 910-672-7296.

The post New Home Loans Through Vision Lending Services appeared first on McKee Homes Blog.


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💜 Triangle Walk to End ALZ DAY! Team McKee! 
#McKeeHomesNC
The Triangle Walk to End Alzheimer's is THIS WEEKEND, and there is still time to register and donate to this amazing cause!

Join Team McKee this Saturday, October 9th to help the Alzheimer's Association achieve its vision of a world without Alzheimer's 💜

Visit the link in our bio for more information on this weekends walk!
Thank you to everyone that joined Team McKee and the Alzheimer’s Association at the Corporate Kickoff for the Fayetteville Walk! 

Don’t forget to register and donate to the Fayetteville Walk on Saturday, October 30th! Visit the link in our bio for more info 💜
McKee Homes is excited to announce that we have TWO beautiful homes featured in this year's Triangle Parade of Homes! 

The Parade starts TOMORROW! Join us during the next three weekends from 12PM-5PM🏡

Jordan A Floorplan 
▪Johns Pointe Community - Raleigh, NC
▪3729 Putnam Road

Pullen Floorplan 
▪Townes at Gateway Commons Community - Wake Forest, NC
▪509 Gateway Townes Blvd. 

Check out the third image for more information! This event is free and open to the public, and we can't wait to see YOU there!
She said YES to the address! 🏠

Join us in welcoming Fairfield Farms newest homeowner! With another #LifeChangingMoment in the books, we hope your beautiful new home brings you years of memories. 

What's stopping you from building your own #LifeChangingMoment with McKee Homes? Visit the link in our bio to check our our dream home opportunities throughout the Raleigh, Wilmington, Fayetteville, and Pinehurst areas!
THANK YOU to everyone who joined Team McKee and The Alzheimer’s Association yesterday at the Moore County Walk to End Alzheimer’s! 💜

Together, we are working towards a world without Alzheimer’s. 

If you missed out on this special event, there’s still time to donate and register for our other three regional walks! Visit the link in our bio for more information 💜
McKee Homes Triangle Walk to End Alzheimer’s Kick Off Party yesterday at our Summerwind Community was a SUCCESS! 

Sending a big thank you to the Cleveland Fire Dept, McKee Homeowners, trade partners, and the Summerwind Homeowners Association for making this amazing event happen! 

If you haven’t registered for one of our four regional Walk to End Alzheimer’s, there’s still time! Visit the link in our bio for more information.
Join us THIS WEEKEND for the grand opening of our newest coastal community, Colbert Place! 

Enjoy sweet treats and exclusive tours of this beautiful new community in Leland, where you can enjoy historic downtown shops, the popular Riverwalk, your favorite seafood restaurants as well as some of the best beaches in North Carolina.

This event is free and open to the public, we can't wait to see you there! For more event information, visit the link in our bio!
McKee Homes is excited to announce that we have TWO beautiful homes featured in this year's Triangle Parade of Homes! 

Jordan A Floorplan 
▪Johns Pointe Community - Raleigh, NC
▪3729 Putnam Road

Pullen Floorplan 
▪Townes at Gateway Commons Community - Wake Forest, NC
▪509 Gateway Townes Blvd. 

Swipe 👉 for more information! This event is free and open to the public, and we can't wait to see YOU there!
Attention Wilmington-area homebuyers and realtors! We are inviting YOU to join us for our newest coastal community, Colbert Place, GRAND OPENING event!

Join us on September 18-20th for exclusive home tours and sweet treats, we'll see you there!

Visit the link in our bio for more information on Colbert Place's homesites, floorplans, location & more.