New Home Loans Through Vision Lending Services

Vision Lending Services offers conventional, government and specialty new home loans delivered with a consistently positive customer experience for homebuyers.

New Home Loans

In the current real estate market, being able to quickly get prequalified and know you can obtain a mortgage by a certain date can be the difference between owning a new home or missing out on the home of your dreams.

It’s also crucial to know you are getting the best deal possible and are working with a mortgage company that can deliver the best rate and keeps the process moving so you can close on time.

Vision Lending Services was created to do all that and more for McKee Homes’ homebuyers. The Vision Lending team is available seven days a week and makes sure that every step of the home buying process is simple, easy to understand and as transparent as possible.

Types of New Home Loans

The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan.

Vision Lending Services Loan Programs

Conventional Loans

  • Conventional Home Loans are available for qualifying borrowers with good credit, low debt-to-income ratio, and varying sizes of down payments.
  • Fannie Mae HomeReady® provides a low down payment mortgage with cancellable mortgage insurance once home equity reaches 20%.
  • Freddie Mac Home Possible® is a 3-5% down payment mortgage with flexible down payment sources and cancellable mortgage insurance.

Government Loans

  • FHA Loansare a government-backed mortgage insured by the Federal Housing Administration (FHA), so borrowers can secure a reasonable interest rate with a lower down payment.
  • VA Loans allow Active Duty Military, Reservists, National Guard, Veterans, and Eligible Surviving Spouses to secure mortgage financing, often with no money down.
  • USDA Loans are guaranteed by the United States Department of Agriculture. They are available with no down payment and the option to finance the 1% funding fee and other closing costs.

Vision Lending Services

Vision Lending Services is a joint venture partnership between McKee Homes and CMG Financial designed to deliver a consistent customer experience and offer a variety of products to appeal to more homebuyers.

In an interview by Chris George, CEO of CMG Financial with Pat McKee, owner of McKee Homes, published on RISMedia, Pat McKee states, “Unlike other partnerships, a joint venture is an extension of your own team. When you’ve got multiple preferred lenders all of a sudden, they’re not preferred anymore. There’s no consistent customer experience, and you lose the benefits you get from having a single partner.  When you’ve formed a joint venture, both entities have an equal vested interest in its success.

Our joint venture, Vision Lending Services, started with several McKee Homes employees who had been working locally with CMG Financial employees. We’d trusted them as our mortgage lender for about 10 years—almost since the day we started our business. It was amazing to see how quickly everybody got on board with the joint venture…and how quickly we started converting customers to Vision Lending Services.”

To see the full interview, visit www.cmgfi.com/jv-partners/mckeehomes-chat.

Vision Lending Services’ main office is in Raleigh, NC and is an equal opportunity lender, NMLS# 1934046.

More Info

For more information about McKee Homes and Vision Lending Services, please visit ourNew Home Financing web page or give us a call at 910-672-7296.

The post New Home Loans Through Vision Lending Services appeared first on McKee Homes Blog.


Keep up to date On Instagram

PREVIOUS
NEXT
Have you heard?! Check out the AMAZING contribution that Pat McKee and Julie Russo have made to the Rockhouse Foundation! 

#WeBuildLifeChangingMoments not only in the great state of North Carolina, but in Jamaica as well! 

The Rockhouse Foundation is dedicated to transforming the places where Jamaica’s children learn and supporting the great people who teach them.

Visit the link in our bio to learn more about their contribution 💜
Coastal Homebuyers and Realtors‼️

Looking for a beautiful new coastal home? Well, look no further! This Biltmore 2020 featuring our designer-curated selections, located in our Seaside Bay Community, is AVAILABLE!

This is a family-friendly community with outdoor living in mind including a community fire pit, gas grill, picnic table, and pavilion.

Visit the link in our bio for more info and book your private 1:1 tour before this opportunity is gone!
We're only a few weeks away from our HighRidge GRAND OPENING events!

Schedule your private 1:1 tour and become a VIP to unlock exclusive access to upcoming events through the link in our bio!

HighRidge is in a quiet country setting just minutes from downtown Fuquay-Varina and features our single-story Epcon floorplans.
Attention Wilmington-area homebuyers and realtors 🚨

This beautiful Dalton 2020 Craftsman is AVAILABLE!

Colbert Place is located in Leland, just across the Cape Fear River, and features upscale living at an affordable price in the heart of North Brunswick County. Homeowners can enjoy:
 🏠 3 beds & 2 baths 
 🏠 1,807 sq. ft. of open-concept living 
 🏠 Quartz countertops 
 🏠 Stainless steel appliance package 
 🏠 Spacious family room with fireplace
 🏠 .....and SO much more!

Visit the link in our bio for more information, and book your private 1:1 tour TODAY!
The first Raleigh Design Studio appointment is in the books! 

We cannot wait to build and design many more #LifeChangingMoments here in the Raleigh area!

To start building your own #LifeChangingMoment, visit the link in our bio to check out our new home opportunities throughout the Raleigh, Wilmington, Fayetteville, and Pinehurst areas.
Attention Homebuyers & Realtors!

This Palazzo 2020 Classic that features our designer-curated selections, located in our newest Raleigh-area community, HighRidge, is AVAILABLE!

HighRidge is in a quiet country setting just minutes from downtown Fuquay Varina, and features our Epcon single-family floorplans.

Visit the link in our bio for more info and book your private 1:1 tour before this opportunity is gone!
This Palazzo 2020 Classic that features our designer-curated selections, located in our newest Raleigh-area community, HighRidge, is AVAILABLE!

HighRidge is in a quiet country setting just minutes from downtown Fuquay Varina, and features our Epcon single-family floorplans.

Visit the link in our bio for more info and book your private 1:1 tour before this opportunity is gone!
Enjoy coastal living from the $200's! 

New South Bridge is an amenity-rich family-friendly new home community located in Bolivia, NC. The close proximity to great beaches and quaint coastal towns such as Southport and Shallotte, make this a perfect location for family fun or retirement heaven! 

Start building your #LifeChangingMoment through the link below!
Our Townes at Gateway Commons Community, located in Wake Forest, has several townhomes AVAILABLE!

Visit the link in our bio to learn more about these beautiful 3-story townhomes, part of our already-upgraded Autograph Series of homes.
Join us in welcoming these new homeowners to their beautiful new home!

Thank you for choosing and trusting McKee Homes to build your #LifeChangingMoment

Visit the link in our bio to check out our new home opportunities throughout the Raleigh, Wilmington, Fayetteville, and Pinehurst areas!