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2019 Mortgage Interest Rates Decrease

2019 mortgage interest rates decrease to their lowest point in nine months. Both 15- and 30-year mortgage loan rates are down, which could increase activity in the U.S. housing market.

Mortgage Rate News

According to mortgage-finance company Freddie Mac, “The combination of improving affordability and more inventory than the last few spring selling seasons should lead to improved home sales demand.” The average rate for a 30-year fixed mortgage has fallen to 4.28% as of March 21, 2019. This is down from 4.41% on March 7 and significantly lower than the 4.94% seen in November 2018.

Mortgage applications have gone up slightly, according to the Mortgage Bankers Association’s Weekly Mortgage Applications Survey. “Lower mortgage rates and cooling home-price growth in early 2019 have been positive developments for home buyers who delayed their search because of cost constraints,” said Bob Broeksmit, MBA president and CEO.

The mortgage interest rates decrease over the last few months may help homebuyers who were on the fence decide to move ahead with securing a mortgage on a new home.

Federal Reserve officials updated their economic projections, trimming the number of increases they foresee in 2019 from two to zero. Meaning there should be no more rate hikes in 2019.

“The reason we’re on hold is that we think our policy is in a good place, and the economy’s in a good place, and we’re watching carefully,” said Fed Chairman Jerome Powell. “It’s a great time for us to be patient and watch and wait and see how things evolve.”

Danielle Hale, chief economist at Realtor.com, said “Mortgage rates changed very little over the last week and remain below where they were one year ago.”

Mortgage applications increased 5.3% over the last week, the refinance index rose 5% from the previous week and the purchase index grew 6%.

All these indicators, especially the recent mortgage interest rates decrease, mean that homebuyers who are looking to lock in a low mortgage rate can move forward with confidence as we move into the peak home-buying season of 2019.

McKee Homes

McKee Homes is doing our part to help homebuyers save money on a new home by offering buyer incentives that include up to $7,500 to use as you choose on the purchase of select homes. We also cover up to $5,000 in closing costs in select neighborhoods when using one of our preferred lenders.

“We’ve seen a continued momentum in our sales as buyers are taking advantage of lower rates and different lender financing programs. We have quick move-in homes available which has helped our buyers who feel an urgency. We have also experienced company record breaking sales in January and February. It’s great to go in to the Spring season with such enthusiasm and excitement for our homebuyers.” says McKee Homes Director of Sales and Marketing, Patty Sloan.

Now is a great time to take advantage of lower interest rates, incredible buyer incentives and low or no closing costs on a new home. To see a list of our preferred lenders and get pre-qualified for a home mortgage, visit our New Home Financing web page or give us a call at 910-672-7296.

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3D Interactive Video Tours

McKee Homes has 3D interactive video tours for home shoppers that want to virtually walk through our floorplans without leaving the comfort of their current home or office.

This is especially useful for homebuyers that want to buy a presale home, which is a home that hasn’t been built yet. This allows the homebuyer to choose structural options and make many other materials and color choices for their new home.

If we don’t have a finished home built with the chosen floor plan, our 3D interactive video tours allow homebuyers to virtually walk through a similar home built using the same floor plan. It’s a great way to get a better idea of the details, rooms and flow of the home.

How It Works

Our 3D interactive tours allow you to move through the home, turn side-to-side, look up and down and even instantly jump to another level using your mouse or finger. You can click on “dollhouse” view to see the entire home in 3D. You can also spin it around to look at it from different angles and zoom in to any room in the house.

In addition to viewing the 3D interactive video tours on your computer or mobile device, you can also watch them using either Google Cardboard or Samsung Gear VR headsets with your mobile phone for a fully immersive experience.

Available 3D Videos

We’ve just added some new floor plans to our Coastal, Craftsman and Townhome Collections and have posted new 3D interactive video tours on our website to showcase these beautiful new designs.

The latest 3D interactive video tours include:

Coastal Collection: The Daniels, The Finley, The Nelson, The Sullivan and The Winston

Craftsman Collection: The Portico, The Torino and The Verona

Townhome Collection: The Augusta and The Muirfield

Take a stroll through our interactive video web page to view 3D interactive video tours of close to 40 floor plan elevations available.

Floorplan Download and Print Options

You can also download printable floor plan PDF files of any of our floor plans you are interested in by visiting our main Floor Plans page. Once you click into a floor plan group, you can select an elevation to get specific info for that floor plan elevation. There’s a Download Floor Plan button just below the Available Options information.

More Info

If you have questions about any of our floor plans, or where you can view a home that is built or under construction in one of our new home neighborhoods, give us a call at 910-672-7296 and one of our friendly online sales consultants will be happy to help you.

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New Construction In Raleigh NC

McKee Homes has been a Raleigh NC home builder since 2013. We were established in Fayetteville in 2010, but began new construction in Raleigh NC six years ago with Summerwind Plantation in Garner, just south of Raleigh. Since then, we have opened new home communities in Raleigh, Clayton, Knightdale, Wake Forest and Fuquay-Varina.

Copper Pond
2265 Copper Pond Way, Fuquay-Varina, NC 27526
From the mid $300s | 2225-3637 sq. ft.

Copper Pond is a beautiful new home community offering large-lot homesites in a quiet country setting just minutes from downtown Fuquay Varina. We have several floor plans on crawl spaces to choose from, some with Owners Suites on the first floor. Enjoy the town’s attractions, such as the Annual Balloon Festival, Fourth of July Fireworks Show, great restaurants and shops.

Evergreen at Flowers Plantation
100 Bramble Lane, Clayton, NC 27527
From the high $200’s | 1,780-3,000 sq. ft.

Evergreen at Flowers Plantation is a 55+ Active Adult Community in Clayton, NC, just 20 miles from downtown Raleigh. Evergreen features our Epcon single-family homes. With minimal steps between indoor and outdoor spaces, extra-wide interior doorways and large open floorplans, these homes are made for entertaining and enjoying life. You can enjoy your weekends again too at Evergreen because the yards are maintained by the HOA giving you plenty of time to enjoy the organized activities and resort-style amenities.

Falls Creek
Falls Creek Drive, Youngsville, NC 27596
From the low $300s | 2,225-3,972 sq. ft.

Falls Creek is a beautiful new home community in Franklin County just over the Wake County line in the quaint town of Youngsville, NC near Wake Forest. Falls Creek offers a quiet friendly environment, highly rated schools and easy access to Wake Forest and Raleigh. There are 57 large lots ranging in size from 0.58 acres to 1.89 acres.

Townes at Gateway Commons
Gateway Commons Circle. Wake Forest, NC 27587
New Townhomes Coming Soon!

A new 77-unit townhome development in Wake Forest by McKee Homes. The townhomes will be located adjacent to the Gateway Commons shopping center less than 3 miles from downtown Wake Forest. Very close to the highly rated Wake Forest Charter Academy and shopping. Join our VIP list to get early notification about floor plans, lot availability, pricing and incentives!

Heather Glen
1000 Sky Wave Trail, Raleigh, NC 27603
From the low $300’s | 2,225-3,965 sq. ft.

Heather Glen offers a quiet country setting just 12 miles south of downtown Raleigh for the best of both worlds. With large lots and a variety of floor plans to choose from, Heather Glen is an ideal neighborhood located just minutes from Lake Benson in Garner off Jordan Road near Ten Ten Road.

Johns Pointe
4032 Cane Garden Drive, Raleigh, NC 27610
New Phase Coming 2020

Johns Pointe is only 8 miles from downtown Raleigh with all it has to offer including entertainment at the Walnut Creek Amphitheatre, museums, shopping at White Oak Crossing, and convenient access to I-40 and I-440.

Our last phase in Johns Pointe sold out quickly, but we have a new phase with additional lots coming in 2020. This will be one of our hottest communities for new construction in Raleigh NC. Join our VIP list to get early notification about floor plans, lot availability, pricing and incentives!

Knightdale Station
714 Sunland Drive, Knightdale, NC 27545
From the low $300s | 2,225-3,600 sq. ft.

Knightdale Station is a large master-planned community in Knightdale, NC. At the center of the community is Knightdale Station Park, a 76-acre park in eastern Wake County. It includes two miles of paved trails, picnic shelters, the Ashley Wilder Dog Park, athletic fields, restrooms and a large playground. The farm and train-themed playground serves as a reminder of Knightdale’s agricultural and railroad centered past. With a private school and YMCA right next to the community Knightdale Station is an ideal family-friendly neighborhood.

Summerwind Plantation
534 Summerwind Plantation Drive, Garner, NC 27529
From the mid $200’s | 1793-2932 sq. ft.

Summerwind Plantation by McKee Homes is an established Garner community located near I-40 and Highway 42 in the Cleveland area of Johnston County. Summerwind Plantation features new single-family homes from the mid $200s. Amenities include a pool and bath house.  Convenient to both Raleigh and Fayetteville/Fort Bragg!

More Info

Give us a call at 919-344-0906 or visit us online to schedule an appointment to see beautiful new homes at our Raleigh NC new home communities. McKee Homes is continuing to expand our new construction in Raleigh NC and will be opening additional new single-family and townhome communities in the future.

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McKee Homes Wilmington NC New Home Communities

McKee Homes has been building in Wilmington NC since 2013 when we opened Hanover Reserve. Since then we have opened or started new phases in six new home communities in Wilmington and Leland. We have also just built a new design studio in Leland at 2163 Britton Rd to service all our Wilmington NC New Home Communities.


Hanover Reserve
1353 Eastbourne Drive, Wilmington, NC 28411
From the high $200’s | 1,900-3,700 sq. ft

Our first of six Wilmington NC new home communities, location and value are the biggest draws to Hanover Reserve. It offers the opportunity to be in Wilmington with easy access to everything in town, great beaches and parks.

Hanover Reserve is convenient to Ogden Park, one of Wilmington’s largest and most complete parks, with playgrounds, picnic areas, lighted playing fields and tennis courts, perfect for youth leagues.


Lanvale Forest
4505 Combs Forest Court, Leland, NC 28451
From the low $200’s | 1,300-2,932 sq. ft.

Come visit our new model home at 4505 Combs Forest Court!

Lanvale Forest is nestled in the heart of north Brunswick County only minutes from Downtown Wilmington. The community offers a pool and pool/bath house, sidewalks and street lights.

Enjoy living near Wilmington with the lower cost of living and taxes associated with the town of Leland. Leland is a new, up and coming area that gives residents the convenience of proximity to Wilmington while choosing from a variety of beaches in either Brunswick or New Hanover County.


Winds Harbor
Gregory Thorpe Lane at Middle Sound Loop Road, Wilmington, NC 28411
From the high $300’s

Only one opportunity left in this desirable neighborhood!
Winds Harbor is just around the corner from Middle Sound Marina giving it one of the best locations of all our Wilmington NC new home communities.

This ideal family friendly location is less than two thousand feet from the Intracoastal Waterway and a short drive from beautiful Wrightsville Beach, Mayfaire Shopping Center, and historic downtown Wilmington.


Cameron Trace
1621 Flushing Drive, Wilmington, NC 28411
From the high $200’s | 1,800-3,000 sq. ft.

Cameron Trace is one of our newer Wilmington NC new home communities located in a quiet, private part of Wilmington with easy access to I40 / College and N. Market offering privacy and convenience!

There are several ponds in the community, the largest of which is over 3 acres. Cameron Trace will have approximately 120 single family homes. The exterior elevations are the McKee Homes Coastal and most homesites will allow for an optional 3rd car garage.


Clay Crossing
404 Middle Grove Ln at Darden Rd, Wilmington, NC 28411
From the low $300’s | 1,900-3,600 sq. ft.

One of our newest Wilmington NC new home communities! Clay Crossing is a quaint twenty-one lot community perfectly situated off Darden Road between Middle Sound Loop Road and Wendover Lane in Wilmington.

Clay Crossing features our European elevation floor plans, giving the neighborhood a unique look. Just minutes from the intracoastal waterway, the new Ogden Market Place, local restaurants, Pages Creek Park Preserve, and beaches!

Clay Crossing is in the Ogden Elementary school district!


More Info

For more information about any of our McKee Homes Wilmington NC new home communities, please contact one of our friendly online sales consultants at 910-208-9305.

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McKee Homes Quick Move-In Sales Event

In recent years the need for new and affordable housing has grown exponentially. A recent analysis on new home construction by the US Dept of Housing and Urban Development showed that the demand for new housing was 10 times higher than the amount of housing available. Additional reports have placed new home construction starts at a sixty-year low.

Along with the housing shortage has come an increase in new home prices; Zillow recently reported an increase in home prices of approximately 7.6% over the past year. While this increase is not as drastic as in previous years, prices are still trending slowly upward. This, combined with the shortage of affordable housing, has made it more difficult for buyers in the market to find a bargain when looking for a new home.

Obviously, this bodes well for new home builders; it means that demand for new homes is high. However, budget conscious buyers may be feeling stressed over the lack of affordable homes. Additionally, the ever-present possibility that mortgage rates could rise puts pressure on buyers to purchase at the current rate to avoid paying more later.

Quick Move-In Homes: Available!

To counter these market issues, McKee Homes is kicking off 2019 with a Quick Move-In Sales Event. For Quick Move-In homes, the building process is complete. The stress that can accompany a new build is eliminated; there is no waiting on lot permits or worrying about bad weather conditions affecting construction. McKee’s Quick Move-In homes are gorgeously finished, spacious, located in beautiful neighborhoods, and ready for a family to move right in.

McKee Homes Quick Move-In sales event incentive offers vary by neighborhood and home. Select qualifying homes are eligible for $7,500 in incentives and buyers may be applicable for reduced mortgage rates when using a McKee preferred lender. To cap it off, some of these homes also qualify for an extra $5,000 in incentives. Additionally, these new homes are available now – What could be better?

The only thing more impressive than the incentives offered on Quick Move-In homes is the large selection available. McKee Homes has 30 neighborhoods throughout eastern North Carolina, and Quick Move-In homes are available in many of these neighborhoods. McKee Homes’ new home sales consultants are always available, happy to answer your questions, and ready to help find the best neighborhood and home for your family. Give us a call at 910-672-7296 today, and set a VIP appointment to view any of our beautiful homes.

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How The Prime Rate Affects Mortgage Interest Rates

Most people assume that when the prime rate goes up, mortgage interest rates quickly follow. While there is not a direct correlation between the two, the prime rate can indirectly influence many mortgage loan rates.

Prime Rate

The prime rate is based largely on the federal funds rate, tracking about 3% higher than the Federal Reserve rate, and is the commercial short-term interest rate. It is often referred to as the rate that non-bank entities and consumers with the best credit ratings can borrow money from banks.

The Wall Street Journal surveys 30 major banks and re-calibrates the rate every time three-quarters of those banks change their rates. Because of this frequency, the WSJ Prime Rate is one of the most widely accepted current prime rates.

Which Rates Are Affected by Changes In the Prime Rate

While credit card, auto loan, home equity and other short-term loan rates are directly affected by the prime rate, most long-term loans such as 30 year fixed-rate mortgage loans are only indirectly influenced by changes in the prime rate. The exception is adjustable rate mortgages (ARMs), which are directly affected by changes in the prime rate.

How The Prime Rate Affects Mortgage Interest Rates

Mortgage rates are generally determined by economic factors rather than the federal funds rate or the prime rate. The supply and demand for new homes and the supply of money by the Federal Reserve both influence the mortgage interest rate.

When the Federal Reserve increases the supply of money circulating in the economy, market interest rates are pushed lower to encourage economic activity. When the supply of money is decreased, the rates will rise.

A high demand for new homes, especially with low supply, will generally push mortgage rates up, while a lower demand for homes will push the rates down.

While seldom used as a mortgage index, the prime rate does indirectly influence mortgage rates. The prime rate is an important national benchmark which reflects the “mood” of the economy. As the prime rate moves up in response to a federal funds increase, short-term consumer loan rates, home equity loans and adjustable rate mortgages follow suit. Fixed mortgage rates will historically move up as well, although there is usually a delay, or “lag-time” between changes in the prime rate and changes in the 30-year fixed mortgage interest rate as they are not directly tied together.

Conclusion

While the Federal Reserve rate and prime rate directly affect short term loans, they also indirectly influence fixed mortgage rates eventually. If you are considering buying a new home and are following the prime rate increases wondering if mortgage interest rates will follow, you can expect that they will eventually move up, especially if there is a high demand for housing.

With new home prices going up in 2018, a high demand for housing, and the prime rate increasing to over 5% last year, it’s better to act now instead of waiting, to avoid paying a lot more for a new home later.

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How does a government shutdown affect a new home mortgage loan?

The longest government shutdown on record has just ended but it could be reinstated within weeks. If you are in the process of securing a mortgage loan or plan on getting a mortgage loan soon, you can find useful information in this article to help you navigate through the home buying process during a government shutdown.

Conventional Loans

A government shutdown does not stop the loan process for the majority of new mortgages. Most mortgages are “conventional loans”, meaning the federal government is not the lender. Conventional loans include Federal Housing Administration (FHA) and Veterans Administration (VA) loans. While federal agencies back qualified lenders for these loans in the event a borrower defaults, the federal government is not the lender. Conventional or not, some services needed to complete underwriting for mortgage loans is performed by federal agencies. During a government shutdown this could cause delays in closings but not postpone them indefinitely.

For a small amount of loans, such as direct loans issued by the U.S. Department of Agriculture (USDA), the federal government acts as the lender. In these instances, all loan processes are completed by federal agencies. As a result, new USDA mortgage loans (direct and guaranteed) are not  issued during a shutdown. For individuals in the middle of the underwriting process with a USDA loan, there are many unknowns during a shutdown.

Flood insurance

When buying a new home subjects such as flood insurance and the federal government don’t immediately spring to mind. However, if a new home is in a high-risk flood zone (also known as a Special Flood Hazard Area) flood insurance protection is often required for the mortgage loan. For instance, FHA loans require flood insurance for homes located in these areas. Additionally, mortgage lenders have the burden of determining if coverage is required. As a precaution, some lenders require flood insurance in moderate or low risk areas. This affects the new mortgage process because most flood insurance is issued through the National Flood Insurance Program, which is operated by the Federal Emergency Management Agency (FEMA). Just days before the shutdown began, FEMA announced it would not reauthorize use of the NFIP. However, on Dec. 21, 2018 the agency formally passed legislation to extend the NFIP through May 31, 2019.

IRS services and income verification

Most mortgage lenders submit an income verification request through the Internal Revenue Service (IRS) in order to verify income and give the lender confidence in the buyer’s purchasing power. The Income Verification Express Service (IVES) of the IRS was suspended temporarily in the early days of the shutdown, but was reinstated on January 7, 2019. A period of inactivity created a backlog of requests and cause delays in underwriting while lenders wait for income verification. This particularly affects loan seekers who are self-employed and without access to pay stubs or W-2 forms.

Federal Employees

The shutdown and furlough of federal employees means some new home buyers will not have the proof of income needed to complete a new mortgage loan. Fortunately, lenders eager to work with these employees can create solutions to help buyers in need.  For instance, in lieu of IRS income verification, Fannie Mae and Freddie Mac are offering a two-month mortgage payment cash reserve requirement. This allows buyers to skip income verification if they have enough cash reserves to cover two months of mortgage costs. Many other lenders are offering unique solutions, happy to answer questions regarding these options, and want to help alleviate stress surrounding a new home purchase during a shutdown.

In conclusion, a government shut down is unlikely to completely halt the new mortgage loan process, but there may be delays. While closing dates may be pushed back, the underwriting process is not at a standstill and will continue to function; though more slowly than normal. Additionally, lending options exist for federal employees and lenders are eager to assist in the process and answer questions.

 

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Multi-Generational Homes For Sale – New Construction

According to a Pew Research Center analysis of census data from 2016, a record 64 million people, or approximately 20% of the U.S. population, lived with multiple generations in the same house.

Reasons:

Recent increases in new home costs such as tariffs, labor shortages, lot development costs, and other factors are driving up the cost of new homes.

The 74 million baby boomers living in the U.S. are getting older and many can no longer afford to live alone or need help from others. Living with family members makes sense in a lot of cases because of lower living expenses and more personal care.

College graduates and Millennials are staying home longer because of the high cost of living.

Multi-generational living is a natural way of life in many cultures and offers support to family members who share everything from meals to chores and many other aspects of their lives.

Types of Homes:

There are many different types of housing that serve as multi-generational homes from multiple structures on the same property to guest suites with kitchens and private entrances in a single home.

One of the most common types of multi-generational homes is a typical single family home with two master bedrooms or converted bonus room over the garage.

Solutions:

Finding a multi-generational home can be a challenge in some areas but more and more builders are starting to offer homes and options that work well for families that have three generations living under the same roof.

Another option is to do a major remodel on an existing home, but depending on the age of the home, the cost may be prohibitive compared to the value of the home. Buying a new home with new systems, fixtures, appliances, roofing and warranty that is set up for multi-generational living may make more sense financially.

McKee Homes offers a dozen floor plans with optional first or second floor guest suites or dual master bedrooms on first and second floor. Six of our multi-generational floor plans offer a second floor guest suite with optional kitchenette and wet bar.

The Beaufort
2,965-3,695 sq. ft. | Bedrooms: 4-5 | Baths: 3.5-4.5
Large open living space with gourmet kitchen, breakfast nook and formal dining room. 4 bedrooms and 3 full baths with plenty of closet space on the second floor. With options for a first floor guest suite and sunroom, The Beaufort works well for multi-generational living.

The Brooks
2,948-3,740 sq. ft. | Bedrooms: 4 | Baths: 3
The Brooks is one of our most popular floorplans with large open living space, large kitchen, breakfast nook and formal dining room on first floor along with guest suite and optional sunroom. The second floor has three bedrooms, two full baths, a game room and bonus room. With plenty of storage space and room to spread out, the Brooks makes an ideal multi-generational home.

The Broughton
2,677-2,762 sq. ft. | Bedrooms: 4 | Baths: 3.5
The Broughton is a new floorplan that is currently being prototyped. It will be introduced in 2019. The guest suite on the first floor with master and two additional bedrooms on the second floor make it ideal for multi-generational living.

The Clark
3,357-4,080 sq. ft. | Bedrooms: 4 | Baths: 3.5
The Clark has owner’s suites on both first and second floors with two additional bedrooms on the second floor that share a buddy-bath. There is a large game room and bonus room on the second floor and plenty of storage throughout the home. One of our larger floorplans, the Clark works nicely as a multi-generational home.

The Harris
2,768 sq. ft. | Bedrooms: 4 | Baths: 3.5
The Harris was designed specifically as a multi-generational floorplan with two master bedroom suites on the first floor. The second floor has two additional bedrooms and a full bath, plus a 200 sq. ft. of finished storage room. The Harris is still in prototype status and will be released in early 2019.

The Sanborne
2,809-3,028 sq. ft. | Bedrooms: 4 | Baths: 3
The Sanborne works well as a multi-generational home with a full guest suite, large kitchen, huge island with sink, breakfast area, family room, formal dining room and optional sunroom on the first floor. There are three bedrooms and two full baths on the second floor along with a huge game room and plenty of storage.

Epcon Series Floorplans
In addition to our many custom-designed McKee floor plans, McKee Homes is also an Epcon franchise. We have developed a customized version of our Epcon series floor plans called the Bungalow collection which have second floor guest suites, many with options for kitchenettes. The second floor guest suites in the Bungalow collection floor plans make these homes ideal for multi-generational living.

The Palazzo Bungalow
2,160-2,291 sq. ft. | Bedrooms: 3 | Baths: 3

The Portico Bungalow
2,540-2,657 sq. ft. | Bedrooms: 3 | Baths: 3

The Promenade Bungalow
2,815-2920 sq. ft. | Bedrooms: 3 | Baths: 3

The Salerno Bungalow
2,265-2,425 sq. ft. | Bedrooms: 2 | Baths: 3

The Torino Bungalow
2,610-2,756 sq. ft. | Bedrooms: 3 | Baths: 3

The Verona Bungalow
2,897-3,092 sq. ft. | Bedrooms: 4 | Baths: 3

Find A Multi-Generational Home

McKee Homes has a dozen floor plans that are not only beautiful and spacious but work perfectly as multi-generational homes for families that have two or three generations living under the same roof.

Please give us a call at 910-672-7296 for more information or to make an appointment to tour our homes.

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Granite or Quartz Counter Top

Granite and quartz counter-tops consistently rank as a top pick for new home buyer upgrades. It’s no wonder why; quartz and granite counter-tops add an element of luxury and style to any space. Quartz and granite run neck and neck in terms of popularity and price. Both are attractive, durable, and stain resistant. However, each has its own unique benefits that can determine which is best for a new home.

How are they made?

The main difference between quartz and granite composition; quartz counter-top material is ‘man-made’ while granite is organic.

Quartz is a naturally hard mineral and ranks at a 7 on the Mohs hardness scale. When this rock is combined with resins and polymers to create a quartz slab for a counter, the result is a material comprised of 90% quartz. The process and materials used in making quartz counter tops qualify it as a ‘manufactured’ material.

In contrast, granite is a 100% natural and mined from quarries. Slightly less hard than natural quartz, granite requires mining, cutting, and polishing for use as a counter-top.

Color Options and Availability

Granite is a composite of mostly of quartz, mica, and feldspar. These different minerals give granite its signature appearance of varying colors and textures. Granite is available in a wide array colors that feel natural, eye catching, and stylish. This look is unique to granite; quartz is beautiful but doesn’t mimic granite’s trademark speckles and veining.

Regardless, quartz also offers many color options. Quartz can’t duplicate the look of granite, but can be pigmented and customized to suit a new home buyer’s desire. Additionally, the pigment in a quartz counter-top is more consistent than in granite. While a new home buyer might search many suppliers for a granite to suit their size and color needs, quartz is readily available.

Because granite is naturally occurring, the size and shape of available slabs isn’t predictable. This means a slab might be cut in uneven sizes in order to make it work for a specific counter. For new homes with unconventional or large spaces, it could be difficult to find granite. Conversely, quartz slabs are uniform in size and can be made to order if necessary.

Stain Resistance

Quartz counter-tops are essentially non-porous and resistant to stains, moisture, and bacteria. A 2018 stain test by Consumer Reports determined quartz exhibited 2% more stain resistance than granite. Granite is naturally more porous than quartz. This porous nature of granite makes it more likely to stain and retain bacteria and moisture. Because of this granite requires sealing on a regular basis. Quartz does not require sealing, giving new home buyers one less task to complete.

Damage

When it comes to being damage resistant both materials hold up well. Consumer Reports rated both materials as equal in terms of abrasion, heat, and impact resistance. However, because quartz counter-tops contain resin and polymers there is a chance very high heat could cause warping. While care should be used when placing hot items on either material, quartz may be more likely to warp under high heat.

The Conclusion

When compared head to head, there appears to be a tie between quartz and granite. New homeowners should consider their unique needs regarding stain and moisture resistance, durability, and availability of materials. No matter which material is selected, the result is sure to be beautiful.

 

 

 

 

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McKee Homes Current Incentives

McKee Homes buyer incentives have saved our homebuyers thousands of dollars on the purchase of new homes over the years. And since the word is out, and savvy home shoppers are asking about our current buyer incentives, we now have a web page dedicated to McKee Homes current incentives. This makes it easy for home shoppers to easily check on our current incentives and find out when each incentive program starts, and how long it lasts, so they don’t miss out on incredible savings on a new home.

As an example, our recent 2018 Fall in Love with McKee Homes buyer incentive which featured a $7,500 “Use-As-You-Choose!” Mix and Match selection included:

  • Price Reduction
  • Closing Costs
  • Refrigerator – value $1,135–$2,260
  • Washer/Dryer – value $1,000
  • Screened Porch – value $3,450
  • Fence Allowance up to $2,500

Our current buyer incentive in December 2018, New Home For The Holidays, includes three amazing gift choices for homebuyers.

Purchase a new McKee Home by December 31, 2018 and receive 1 of 3 gifts!

  • Gift 1: Up to $4,500 in Closing Costs
  • Gift 2: Up to $3,500 Instant Price Incentive
  • Gift 3: Appliance Package of Refrigerator and Washer/Dryer (Models vary by neighborhood)

We are also offering up to $10,000 to use as you choose on select homes in The Cottages at North Ramsey in Fayetteville, NC. Use this money toward the price of the home, closing costs, appliances or HOA dues.

These incentives only run through the end of 2018, so if you are thinking of buying a new home and have some free time this holiday season, give us a call at 910-672-7296 to make an appointment to visit one of our new home neighborhoods to see how much you can save.

Our current buyer incentives programs change quite often, so bookmark the McKee Homes current incentives page to see how easy it is to turn your Dream Home into a Reality!