Custom Home Warranties Vs Personalized Production Home Warranties

By John Rives

This is part four of our series of articles comparing custom homes to personalized production homes. This article will focus on the warranties offered by custom home builders vs. personalized production home builders.

If you are considering the purchase of a new home, you may be trying to decide whether to buy a custom home or a personalized production home. There are very distinct differences between a custom home and a production home; therefore, you should spend some time learning the specific details of each before you make any decisions. Some of the questions you will need to have answered are:

Cost: What is the square foot cost for each type of home?

Time to Build: How long does it take to build each type of home?

Pros/Cons: What are the advantages and disadvantages of each type of home?

Options and Selections: What options and selections will you get to choose?

Warranty: What level of new home warranty should you expect with each type of home?

Touch Points: How much personalized service will you get from each type of builder?

Learning everything you can about the different types of new homes selections available will allow you to make a more educated decision about which option is best for you and your family. Please read our series of articles on this topic for more information and answers to all the above questions.

Custom Homes

When building a custom home, you generally acquire your own land, design your own floor plan (or have it designed) and submit it to the builder. Additionally, you will be directly involved in the planning and development of every aspect of your new home.

Each builder will have their own specific new home warranty and levels of that warranty. Most custom home builders cannot afford to include a custom warranty that will cover a home’s structure for up to 10 years. They generally only give the home buyers a one year builder’s warranty. However, some custom home builders will take care of problems with their homes beyond the required warranty. Each builder is different and it’s up to the home buyer to find out the specifics of the different new home warranties that each builder offers.

There are numerous home warranty companies that offer extended warranties for new and older homes, so even if your builder only offers a one-year builders warranty it is possible to buy additional coverage. It’s important to research new home warranty companies before purchasing coverage to make sure you are getting the coverage you need at a fair price from a reputable company.

Personalized Production Homes

When having a personalized production home built, it’s customary for the home and land to be offered as a package deal. You will have the ability to choose from a variety of home floor plans and new home options; therefore, with a personalized production home, you will still have the opportunity to customize your home to a certain extent.

When it comes to offering a warranty, each production home builder is required to offer a one year builders new home warranty for their homes. However, some builders offer custom home warranties, such as the 2-10 Home Buyers Warranty® offered by McKee Homes that covers the material and defects for one year, the home’s systems for two years and the structure for 10 years.

Having a good quality home warranty provided by your home builder saves money over the years as you don’t need to purchase additional coverage after the first year. Another advantage of the 2-10 Home Buyers Warranty® is that it is fully-transferable, which increases the resale value of the home, should you ever need to sell it.

210 Home Buyers Warranty

2-10 Warranty Coverage Details:

  • Ten (10) years of structural defect coverage for load-bearing components.
  • Two (2) years of systems surety coverage against defects in wiring, piping, and ductwork in electrical, plumbing, heating, cooling, ventilating, and mechanical systems.
  • One (1) year of surety coverage against defects in workmanship and materials.

The Bottom Line

The decision about whether to buy a custom home or a personalized production home is a very personal one and one only you can make. You should take as much time as you need to study all your options, and then will you be able to make the decision that is right for you and your family.

If you find yourself torn about which direction to take, you may want to visit some personalized production home builder locations to get a feel for what they have to offer. If after that you don’t find anything that suits your needs, you can always contact a custom home builder to compare the costs and options they have available.

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Edited and posted by

McKee Homes online marketing manager

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8 thoughts on “Custom Home Warranties Vs Personalized Production Home Warranties

  1. Especially when you’re out looking for a home to purchase the photos are so important in helping CUSTOM HOME WARRANTIES VS PERSONALIZED PRODUCTION HOME WARRANTIES service.

  2. Thanks for the great information on technology for home builders. This will greatly help with my business.

  3. It sounds like taking a look at different home builders and their work is a great idea. A friend of mine is looking to get a new customized home built within the next few years. I’m not sure what planning stage he’s at right now, but I’ll shoot him a copy of this post. Thanks again!

  4. I was considering building a custom home. But there’s a lot to consider. My technical understanding of many things are specialized. I can be handy, but I’m usually not, so I may or may not be able to oversee the construction of a custom home. Regardless, thank you for the post.

  5. Thanks for the information. I hadn’t thought about the differences. This will really help me as I look to see what works best for my family. I would love to have a fully custom home but a personalized production home is very attractive.

  6. Thanks for posting this! I’m interested in building my own home, but I need to know more about the warranties that are available to me. It would be nice to have a custom home since that would allow me to design my own floor plan on my own land. However, it would be nice to have a home and the land it’s built on to be offered in a package deal in a personalized production home. I agree, having a good quality home warranty will help me save money over time. It would be nice to have a custom home built since I would be able to have any materials and defects covered for one year, the home’s systems covered for two years, and the structure for ten years. Would it be possible to get a 2-10 warranty coverage deal if I choose to build a personalized production home? That seems like a really good warranty that I could benefit from over the next few years, so it would be nice to be able to get that warranty no matter what kind of home I choose to build.

    • Deanna, McKee Homes builds personalized production homes and we do offer the 2-10 Home Buyers Warranty with all our new homes, so that wouldn’t be a problem. If you decide to go with a custom home builder, or any other production home builder, you would need to check with them to see what type of home warranty they offer. John

  7. Wow, I had no idea that there are different types of warranties you get depending on the type of home you build. I definitely like the idea of a higher warranty, but I am not sure if I would actually like to choose from a selection of floor plans. If you have a custom plan you really like, then you would just have to find the right contractor that can offer you the warranty that you want!

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