Community Involvement: Fayetteville Ladies Power Lunch

Julie Russo at the Fayetteville Ladies Power LunchEvery month, ladies in the area gather for the Fayetteville Ladies Power Lunch.  This event features a keynote speaker as well as lunch and a little shopping.

This organization focuses on empowering businesswomen in Fayetteville. It also supports the mothers of children with special needs and charitable organizations that help children with special needs.

There are 14 women who serve on the advisory committee, including our very own Julie Russo, director of sales and marketing.  Julie decided to join the advisory committee after attending just one luncheon.

“This is my first experience with anything like this. I hope to network with and support other female Fayetteville professionals,” Julie said.

The next Ladies Power Lunch is on Thurs., March 14.  The keynote speaker will be Deb Doughty, a business and image coach/facilitator at P3 Group, Inc.

For more information about the Fayetteville Ladies Power Lunch, please visit www.fayettevilleladiespowerlunch.com.

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McKee Homes 2012

McKee Homes has had a busy and productive 2012; experiencing growth in construction, staff, and sponsored events. McKee Homes is building in new neighborhoods, Anderson Creek Club, Oakmont, and Sinclair; and has added many new faces to the Mckee Homes team.

McKee Homes staff

McKee Homes introduced a number of new floor plans last year and now offers over 25 distinctive floor plans to choose from. These floor plans are available in most neighborhoods and add a larger selection of square foot and design options.

patriot park village

The McKee Homes website was completely redesigned and upgraded to include new home searches, neighborhood and floor plan information, extensive photo gallery, blog, and customer service pages with online 24/7 warranty program for homeowners. We also have a mobile version of our website which features new homes search, maps, and directions to our communities.

There were many successful events hosted and sponsored by McKee Homes with the most notable being the Walk to End Alzheimer’s. Over $40,000 was raised during the Walk to support Alzheimer’s Association® initiatives, care, and research. Lisa Roberts, Executive Officer of the Eastern NC Chapter of the Alzheimer’s Association, presented an award to Julie Russo and Susan Thomas for their volunteer service to the Alzheimer’s Association as the Chairmen of the 2012 Fayetteville Walk to End Alzheimer’s.

2012 Walk to End Alzheimer's

Other events sponsored by McKee Homes included realtor events at Patriot Park Village, Oakmont, The Cottages at Carriage Creek in Anderson Creek Club, and The Cottages at North Ramsey as well as a number of holiday events in December including the McKee Homes Christmas party and a realtor’s auction to raise money for KidsPeace.

Mckee Homes grew by leaps and bounds in 2012; selling over two and a half times the number of homes sold in 2011, and is poised for further growth and success in the coming years.

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McKee Homes Buyer Process

By John Rives

The McKee Homes new home buying process is divided into two categories:

  • Prebuilt Homes: new homes in Fayetteville, Fort Bragg, and surrounding areas that are finished and currently on the market for sale.
  • Pre-sale Homes: pre-sale agreements allow the buyer to pick which lot and floor plan they want as well as make upgrade and interior/exterior finish options before the house is built.

Initial Steps

  1. Pre-qualifying – your lender can evaluate your loan application and credit report and provide you with a pre-qualification letter that you can share with your real estate agent as you search for your property. If you haven’t chosen a lender yet, McKee Homes can recommend our preferred lender.
  2. Realtor Contracts – If you have a buyer’s agent you will have already signed initial contracts with the realtor such as Working with Real Estate Agents and Buyers Agency Agreement. If you are contacting McKee Homes, or one of our sales agents, without a buyer’s agent, our sales agent will provide the necessary contracts for dual agency and will represent the buyer and the seller.

Prebuilt Home Buying Process

  1. Offer to Purchase contract is signed by buyer and seller with agreed upon price, terms and conditions, and specified closing date. Once the OTP is signed, inspection and due diligence time periods begin. Due diligence and earnest money submitted with contract.
  2. Due Diligence Period and buyer agent inspections,if any, are conducted. Any issues that need to be addressed before closing and the owner takes possession of the house are given to McKee Homes.
  3. Start Loan Process with Lender
    1. Your loan officer will help you choose a loan product, and will lock-in the current interest rate for that particular product.
    2. Your lender will provide you with certain disclosures about your loan, such as the good faith estimate and the truth in lending disclosure, and other forms for you to review and sign.
    3. Should you decide to proceed with your mortgage financing, you will sign forms authorizing your mortgage lender to verify your information such as employment, account balances, rental payment history, and other credit references.
    4. You will pay for your credit report and property appraisal.
  4. Finalize loan process
    1. Your lender will verify the information on your application, including your current and previous employment, income, bank accounts, rental payment history and other credit references.
    2. A mortgage loan coordinator will be assigned to assist with the processing of your loan and will be your main contact during this phase.
    3. Your credit report and appraisal will be ordered, and the verification request forms will be sent. It may take some time for your lender to receive these completed items.
    4. You may be requested to provide documentation not collected at application.
    5. You will be notified in writing of the final decision on your loan. During this time, you should choose the settlement agent or attorney who will handle your loan closing. You should also make arrangements to obtain your homeowner’s hazard insurance policy.
  5. Final Walkthrough with buyer, realtor and contractor should be scheduled for the day before closing to ensure that the home is ready for buyer move-in.
  6. Closing
    1. Prior to closing, your settlement agent or attorney will notify you of the amount of money/funds you will need to bring to closing; you will need to bring these funds in the form of a cashier’s or certified check (personal checks are not acceptable).
    2. Closing usually takes place in the office of the settlement agent or attorney, where they will review and explain all of the closing documents before you sign them.
    3. Upon closing, you will receive copies of the closing documents and the keys to your new home – Congratulations, you’re a homeowner!
  7. Move in can occur as soon as the attorney records the deed.
  8. Pre-Sale Home Buying Process
  9. Choose Lot and Floor Plan with your agent and a McKee Homes representative.
  10. Offer to Purchase (OTP) contract is signed by buyer and seller with agreed upon price, terms and conditions, and specified closing date. Once the OTP is signed, inspection and due diligence time periods begin. Due diligence and earnest money submitted with contract.
  11. Start Loan Process with Lender
    1. Your loan officer will help you choose a loan product, and will lock-in the current interest rate for that particular product.
    2. Your lender will provide you with certain disclosures about your loan, such as the good faith estimate and the truth in lending disclosure, and other forms for you to review and sign.
    3. Should you decide to proceed with your mortgage financing, you will sign forms authorizing your mortgage lender to verify your information such as employment, account balances, rental payment history, and other credit references
    4. You will pay for your credit report and property appraisal.
  12. Turnover Meeting with contractor to review floor plan, upgrades, and options.
  13. Selection Process of exterior and interior finishes.
  14. Permits for the home constructionare taken out by McKee Homes.
  15. Due Diligence or preconstruction period.
  16. Home Construction Begins.
  17. Pre-drywall Walkthrough and Inspection with buyer and McKee Homes representative.
  18.  Finish Walkthrough with buyer and McKee Homes representative.
  19.  Final Inspection by local building department.
  20.  Punch List of any work that needs to be done before closing is submitted to McKee Homes.
  21.  Finalize Loan Process
    1. Your lender will verify the information on your application, including your current and previous employment, income, bank accounts, rental payment history and other credit references.
    2. A mortgage loan coordinator will be assigned to assist with the processing of your loan and will be your main contact during this phase.
    3. Your credit report and appraisal will be ordered, and the verification request forms will be sent. It may take some time for your lender to receive these completed items.
    4. You may be requested to provide documentation not collected at application.
    5. You will be notified in writing of the final decision on your loan. During this time, you should choose the settlement agent or attorney who will handle your loan closing. You should also make arrangements to obtain your homeowner’s hazard insurance policy.
  22.  Final walkthrough with buyer, realtor and contractor should be scheduled for the day before closing to ensure that the home is ready for buyer move-in.
  23.  Closing
    1. Prior to closing, your settlement agent or attorney will notify you of the amount of money/funds you will need to bring to closing; you will need to bring these funds in the form of a cashier’s or certified check (personal checks are not acceptable).
    2. Closing usually takes place in the office of the settlement agent or attorney, where they will review and explain all of the closing documents before you sign them.
    3. Upon closing, you will receive copies of the closing documents and the keys to your new home – Congratulations, you’re a homeowner!
  24.  Move in can occur as soon as the attorney records the deed.
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2012 Walk to End Alzheimer’s

The 2012 Walk to End Alzheimer’s in Fayetteville, N.C. was a huge success, raising over $40,000 to support Alzheimer’s Association® initiatives, which include Alzheimer’s care and research, and raising awareness of this devastating disease.

The Fayetteville Walk has become an annual event and is hosted and sponsored by McKee Homes. For the past two years, the Walk has been held at The Cottages at North Ramsey, which is a maintenance-free housing community in northeast Fayetteville near Fort Bragg, and the local offices of McKee Homes.

2012 Walk to End Alzheimer's

More than 400 people showed up to support the event this year. The more than 50 volunteers helped the event run smoothly. There were 20 teams signed up for the Walk. The top five teams included:

  • Team McKee raised $3,760
  • Leon’s Legacy raised $3,195
  • Whispering Pines Warriors raised $3,036
  • The Dizzy Chicks raised $2,140
  • Haymount Rehabilitation and Nursing Center raised $2,060

The top five individual fundraisers were:

  • Velma West raised $2,350
  • Jenna Upchurch raised $1,490
  • JoAnne McKee raised $1,000
  • Cheryl Cunningham raised $865
  • Mandy Salvail raised $501

Dollar amounts shown reflect totals as of 10-11-12

There were some great door prizes that were given away at the event as well including an Apple iPad. The McKee’s kids, Lily, Max, Carly, and Graham raised an additional $150 by making and giving away duct tape wallets, purses, bracelets, flowers, koozies and coasters to anyone that made a donation to the Alzheimer’s Association®.

McKee Homes would like to give a special thank-you to the Pine Forest High School marching band and football team for supporting the event; Century 21 Family Realty and Team Elite for showing the open houses along the Walk; and the Fayetteville area Boy Scouts and Girl Scouts for volunteering. A heartfelt thanks goes out to all those who volunteered and participated in the Walk this year and helped make the 2012 Walk to End Alzheimer’s a tremendous success.

 

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Advantages of Buying a New Home

If you are considering buying a new home, it pays to get organized and use all the resources available to you to get a new home that you and your family will enjoy for years to come. One of the advantages of buying a new home as opposed to a pre-owned home is that you can purchase the home before it is completed, which can give you the option of customizing the finishes to get exactly what you want instead of having to settle for something that’s isn’t exactly what you would prefer. With most previously owned homes, the home buyer will have to spend additional money after they buy the home to change paint colors, wallpaper, and other finishes to get the house they way they want it. New homes also come with a warranty which you generally don’t get with an existing home.

Another advantage of buying a new home is that they are much more energy efficient than pre-owned homes, the appliances are brand new, and the economic life of the house is longer. The new 2012 building codes offer up to 15% better energy savings than homes built in previous years.

McKee Homes works with new home buyers to help them with financing, customization of their new home, and learning about the neighborhoods and communities where new homes are available in Fayetteville, NC and all around the Fort Bragg area.

When considering where to buy a new home, it’s a good idea to start your search online, but you also need to go out and see where the neighborhoods are located, how far you will have to commute to work, and how close they are to stores, schools, churches, and other places that you frequent to make sure you will be happy living in that area. McKee homes offers a variety of floor plans with square footage ranging from around 1,500 sq. ft. to over 3,000 sq. ft., in neighborhoods all around Fort Bragg−so you can choose the community and area that best suits your lifestyle.

Financing
McKee Homes’ preferred lender is SunTrust Mortgage, Inc., a wholly-owned subsidiary of SunTrust Bank. SunTrust Mortgage provides excellent home financing services, competitive pricing, local processing and local decision making. McKee Homes has partnered with Sun Trust Mortgage in order to offer our customers priority treatment through the dedicated SunTrust team. Priority treatment means lower rates, lower closing costs, and faster times to close on a new mortgage. Sun Trust offers VA loans, USDA loans, FHA loans, conventional, fixed rate, and adjustable rate loans. There are also no-money-down options for qualifying VA and USDA loans.

Customization
McKee Homes offers presale agreements for customers who want to select options for their new home such as floor coverings, countertops, paint color and other available options.  McKee Homes will work with you to make sure you are getting the new home that meets your family’s needs.

Neighborhoods
McKee Homes offers homes in some of the best neighborhoods in Fayetteville, NC and the Fort Bragg area including Brenthaven, Club Pond Crossing, The Cottages at North Ramsey, The Cottages at Carriage Creek in Anderson Creek Club, Crosswinds, Forest Hills Pointe, James Creek, Mayfield, Oakmont, and Patriot Park Village.

By John Rives

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